RMA'S Live Online Courses

Round Tables

RMA is pleased to introduce a new webinar series addressing the top challenges facing the financial services industry and providing practical solutions to allow your institution to thrive. Created by risk professionals for risk professionals, this new resource continues RMA’s mission of helping your institution manage emerging risks in an increasingly complex market. The webinar series will feature two 1-hour webinars every first and third Tuesday of the month on a variety of current topics. Because of the timely nature of this series and our desire to bring you the most relevant content, the additional webinars will be announced at a later date.

Purchase all remaining live webinars in the series as a package.
Recordings of the webinars can be purchased below as they become available after their air date.

Purchase Full Series
Register for two or more webinars.

20% 

DISCOUNT

Use Promo Code: RRWS20

RMA’s Round Tables add important value to your membership. In order to ensure robust discussions among participants having common interests, participation in these round tables is by invitation. For more information on any of these round tables, or to be placed on an invitation list, please email the RMA representative listed.

Please review the RMA Antitrust Guideline that apply to all round table guests.

 

MARIJUANA MANIA

NOVEMBER

5

November 5, 2019

By 2024, the cannabis industry is predicted to reach $40 billion annually. Clearly this industry could boost bank profits.

Speaker: Stanley Jutkowitz, Senior Counsel, Seyfarth Shaw
Purchase the webinar recording

CLIMATE CHANGE MANAGEMENT

NOVEMBER

19

November 19, 2019

Climate change presents both physical and transitional risks to the assets financed by your financial institution. 

Speakers: Lora Phillips, VP, Corporate Social Responsibility, PNC; Gary Way, SVP of Credit Strategy and C&I Portfolio Management, PNC; Chris Lafakis, Director, Moody’s Analytics
Register Today

Meeting Consumer Expectations

APRIL

TBD

TBD

Speaker: TBD

Session Description

Because the consumer landscape is drastically changing right now, we want to hold off on delivering this webinar, to be able to provide relevant content to you at a future date in May. We will update this site once we have a new date. 

Find out how customer service in other industries and rapid advances in technology are shaping borrower expectations regarding auto, home, and other lending, and the opportunities and risks this changing landscape presents for financial institutions. 

Register Today

Leveraged Lending Update

APRIL

21

1:00–2:00 P.M. E.T.

Speakers: Louis J. Dunham, Senior Vice President, Senior Director Risk Management Consulting, Ardmore Banking Advisors
Suzanne Storm, Senior Vice President, Credit Policy and Risk Management, Ardmore Banking Advisors

Session Description

Log on for the latest expert perspectives on the state of this over $1 trillion market, and what the current risks and opportunities could mean for your institution.

Register Today

Allowance for Credit Loss Virtual Round Table

Learn More

This invitation-only meeting is for senior officers in large banks who are responsible for calculating their institution’s allowance for credit loss reserve. In the meeting these ACL leaders will discuss current credit issues and share best practices in ACL determination.

Check back later for upcoming Round Table dates. 

Contact John Baier at jbaier@rmahq.org for more information.

Bank Secrecy Act/Anti Money Laundering Virtual Round Table

Learn More

Three sessions – each of the three sessions is two hours, from 1pm-3pm EST. Session 1: October 19, 2020
Session 2: October 21, 2020
Session 3: October 23, 2020

Once you have registered through the RMA website you will receive an email to complete your registration for this event in Zoom.

Now offered as a virtual course, taking place in a virtual classroom setting via Zoom, Analyzing Business Tax Returns enables bank personnel to understand tax concepts relating to various business entities and the use of tax returns in estimating the customer’s ability to service debt, including how taxes influence cash flow and customer operations. Through a mix of case studies, small group activities, and active discussions, participants are better prepared to apply the content learned when they return to their jobs.

OBJECTIVES

After completing Analyzing Business Tax Returns, participants will be able to:

  • Identify key differences between financial statements and tax returns
  • Identify the characteristics, advantages, and disadvantages of C corporations, S corporations, partnerships, and LLCs
  • Follow the steps of the cash flow estimation process
  • Identify key content in tax forms relevant to credit and cash flow analysis
  • Apply fundamental tax principles
  • Estimate cash flow from business activities
  • Estimate debt service coverage
  • Make appropriate adjustments to estimate future cash flow

Analyzing Business Tax Returns is designed primarily for commercial loan officers who lend to individuals and small businesses.

Pre-course Materials

IMPORTANT: Once you register, you will receive a confirmation email with a link to download pre-course materials that must be completed prior to attending the course. Please contact Customer Care, 1-800-677-7621 or registrar@rmahq.org if you don't receive the email within one business day.

In this invitation only meeting, peers responsible for BSA/AML from mid-tier, regional and large banks will discuss best practices, technologies and regulatory issues relating to BSA/AML.

Upcoming Round Table: February 23-24, 2021

Contact Sylwia Czajkowska at sczajkowska@rmahq.org for more information.

Business Banking Credit Officers Virtual Round Table

Learn More

Three sessions – each of the three sessions is two hours, from 1pm-3pm EST. Session 1: October 19, 2020
Session 2: October 21, 2020
Session 3: October 23, 2020

Once you have registered through the RMA website you will receive an email to complete your registration for this event in Zoom.

Now offered as a virtual course, taking place in a virtual classroom setting via Zoom, Analyzing Business Tax Returns enables bank personnel to understand tax concepts relating to various business entities and the use of tax returns in estimating the customer’s ability to service debt, including how taxes influence cash flow and customer operations. Through a mix of case studies, small group activities, and active discussions, participants are better prepared to apply the content learned when they return to their jobs.

OBJECTIVES

After completing Analyzing Business Tax Returns, participants will be able to:

  • Identify key differences between financial statements and tax returns
  • Identify the characteristics, advantages, and disadvantages of C corporations, S corporations, partnerships, and LLCs
  • Follow the steps of the cash flow estimation process
  • Identify key content in tax forms relevant to credit and cash flow analysis
  • Apply fundamental tax principles
  • Estimate cash flow from business activities
  • Estimate debt service coverage
  • Make appropriate adjustments to estimate future cash flow

Analyzing Business Tax Returns is designed primarily for commercial loan officers who lend to individuals and small businesses.

Pre-course Materials

IMPORTANT: Once you register, you will receive a confirmation email with a link to download pre-course materials that must be completed prior to attending the course. Please contact Customer Care, 1-800-677-7621 or registrar@rmahq.org if you don't receive the email within one business day.

In this invitation-only meeting, senior credit officers responsible for small business/business banking portfolio risk management and credit quality discuss best practices and explore solutions to current issues.

Upcoming Round Table: March 15-16, 2021

Contact John Baier at jbaier@rmahq.org for more information.

Business Banking Loan Center Managers Virtual Round Table

Learn More

Three sessions – each of the three sessions is two hours, from 1pm-3pm EST. Session 1: October 19, 2020
Session 2: October 21, 2020
Session 3: October 23, 2020

Once you have registered through the RMA website you will receive an email to complete your registration for this event in Zoom.

Now offered as a virtual course, taking place in a virtual classroom setting via Zoom, Analyzing Business Tax Returns enables bank personnel to understand tax concepts relating to various business entities and the use of tax returns in estimating the customer’s ability to service debt, including how taxes influence cash flow and customer operations. Through a mix of case studies, small group activities, and active discussions, participants are better prepared to apply the content learned when they return to their jobs.

OBJECTIVES

After completing Analyzing Business Tax Returns, participants will be able to:

  • Identify key differences between financial statements and tax returns
  • Identify the characteristics, advantages, and disadvantages of C corporations, S corporations, partnerships, and LLCs
  • Follow the steps of the cash flow estimation process
  • Identify key content in tax forms relevant to credit and cash flow analysis
  • Apply fundamental tax principles
  • Estimate cash flow from business activities
  • Estimate debt service coverage
  • Make appropriate adjustments to estimate future cash flow

Analyzing Business Tax Returns is designed primarily for commercial loan officers who lend to individuals and small businesses.

Pre-course Materials

IMPORTANT: Once you register, you will receive a confirmation email with a link to download pre-course materials that must be completed prior to attending the course. Please contact Customer Care, 1-800-677-7621 or registrar@rmahq.org if you don't receive the email within one business day.

This is an invitation-only meeting for managers of small business loan centers, handling both judgmental and scored loans. In the meeting, the leaders discuss current credit issues, share best practices and explore solutions to current industry challenges. For large, regional, and mid-tier banks (over $10 billion in assets).

Check back later for upcoming Round Table dates. 

Contact John Baier at jbaier@rmahq.org for more information.

Chief Appraisers Virtual Round Table

Learn More

Three sessions – each of the three sessions is two hours, from 1pm-3pm EST. Session 1: October 19, 2020
Session 2: October 21, 2020
Session 3: October 23, 2020

Once you have registered through the RMA website you will receive an email to complete your registration for this event in Zoom.

Now offered as a virtual course, taking place in a virtual classroom setting via Zoom, Analyzing Business Tax Returns enables bank personnel to understand tax concepts relating to various business entities and the use of tax returns in estimating the customer’s ability to service debt, including how taxes influence cash flow and customer operations. Through a mix of case studies, small group activities, and active discussions, participants are better prepared to apply the content learned when they return to their jobs.

OBJECTIVES

After completing Analyzing Business Tax Returns, participants will be able to:

  • Identify key differences between financial statements and tax returns
  • Identify the characteristics, advantages, and disadvantages of C corporations, S corporations, partnerships, and LLCs
  • Follow the steps of the cash flow estimation process
  • Identify key content in tax forms relevant to credit and cash flow analysis
  • Apply fundamental tax principles
  • Estimate cash flow from business activities
  • Estimate debt service coverage
  • Make appropriate adjustments to estimate future cash flow

Analyzing Business Tax Returns is designed primarily for commercial loan officers who lend to individuals and small businesses.

Pre-course Materials

IMPORTANT: Once you register, you will receive a confirmation email with a link to download pre-course materials that must be completed prior to attending the course. Please contact Customer Care, 1-800-677-7621 or registrar@rmahq.org if you don't receive the email within one business day.

In this invitation-only meeting, for all banks with assets over $60 billion up to the largest financial institutions’ chief real estate appraisal officers.

Upcoming Round Table: March 3, 2021

Contact Laurie Foster at lfoster@rmahq.org for more information.

Chief Compliance Officers Virtual Round Table

Learn More

This invitation only meeting, designed specifically for the directors of compliance or the chief compliance office of mid-tier and large financial institutions to discuss a variety of regulatory compliance issues.

Check back later for upcoming Round Table dates. 

Contact Elena Noverola at enoverola@rmahq.org for more information.

Chief Credit Policy Officers Round Table

Learn More

Three sessions – each of the three sessions is two hours, from 1pm-3pm EST. Session 1: October 19, 2020
Session 2: October 21, 2020
Session 3: October 23, 2020

Once you have registered through the RMA website you will receive an email to complete your registration for this event in Zoom.

Now offered as a virtual course, taking place in a virtual classroom setting via Zoom, Analyzing Business Tax Returns enables bank personnel to understand tax concepts relating to various business entities and the use of tax returns in estimating the customer’s ability to service debt, including how taxes influence cash flow and customer operations. Through a mix of case studies, small group activities, and active discussions, participants are better prepared to apply the content learned when they return to their jobs.

OBJECTIVES

After completing Analyzing Business Tax Returns, participants will be able to:

  • Identify key differences between financial statements and tax returns
  • Identify the characteristics, advantages, and disadvantages of C corporations, S corporations, partnerships, and LLCs
  • Follow the steps of the cash flow estimation process
  • Identify key content in tax forms relevant to credit and cash flow analysis
  • Apply fundamental tax principles
  • Estimate cash flow from business activities
  • Estimate debt service coverage
  • Make appropriate adjustments to estimate future cash flow

Analyzing Business Tax Returns is designed primarily for commercial loan officers who lend to individuals and small businesses.

Pre-course Materials

IMPORTANT: Once you register, you will receive a confirmation email with a link to download pre-course materials that must be completed prior to attending the course. Please contact Customer Care, 1-800-677-7621 or registrar@rmahq.org if you don't receive the email within one business day.

This invitation-only meeting is for Chief Credit Policy Officers for banks with assets over $10 billion and govern over/write the banks commercial and consumer loan policies.

Upcoming Round Table: February 3-10, 2021

Contact Laurie Foster at lfoster@rmahq.org for more information.

Chief Risk Officer for Foreign Banking Organizations Round Table

Learn More

Three sessions – each of the three sessions is two hours, from 1pm-3pm EST. Session 1: October 19, 2020
Session 2: October 21, 2020
Session 3: October 23, 2020

Once you have registered through the RMA website you will receive an email to complete your registration for this event in Zoom.

Now offered as a virtual course, taking place in a virtual classroom setting via Zoom, Analyzing Business Tax Returns enables bank personnel to understand tax concepts relating to various business entities and the use of tax returns in estimating the customer’s ability to service debt, including how taxes influence cash flow and customer operations. Through a mix of case studies, small group activities, and active discussions, participants are better prepared to apply the content learned when they return to their jobs.

OBJECTIVES

After completing Analyzing Business Tax Returns, participants will be able to:

  • Identify key differences between financial statements and tax returns
  • Identify the characteristics, advantages, and disadvantages of C corporations, S corporations, partnerships, and LLCs
  • Follow the steps of the cash flow estimation process
  • Identify key content in tax forms relevant to credit and cash flow analysis
  • Apply fundamental tax principles
  • Estimate cash flow from business activities
  • Estimate debt service coverage
  • Make appropriate adjustments to estimate future cash flow

Analyzing Business Tax Returns is designed primarily for commercial loan officers who lend to individuals and small businesses.

Pre-course Materials

IMPORTANT: Once you register, you will receive a confirmation email with a link to download pre-course materials that must be completed prior to attending the course. Please contact Customer Care, 1-800-677-7621 or registrar@rmahq.org if you don't receive the email within one business day.

In this invitation-only meeting, Chief Risk Officers of FBOs discuss current risk issues, share best practices, and explore solutions to current industry challenges.

Upcoming Round Table: January 13th, 2021

Contact Mike Dignen at mdignen@rmahq.org for more information.

Commercial Credit Review Virtual Round Table

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In this invitation-only meeting, for heads of loan/credit risk review with predominant emphasis on commercial exposures.

Upcoming Round Table: May 18, 2021

Contact Laurie Foster at lfoster@rmahq.org for more information.

Allowance for Credit Loss Virtual Round Table

STARTING
October

19

1:00–3:00 P.M. E.T.

Instructor: TBD

October 19, 2020 - October 20, 2020

Register NowPurchase the webinar recording

BCP/Disaster Recovery Virtual Round Table

STARTING
October

26

1:00–3:00 P.M. E.T.

Instructor: TBD

October 26, 2020 - October 29, 2020

Three sessions – each of the three sessions is two hours, from 1pm-3pm EST. Session 1: October 19, 2020
Session 2: October 21, 2020
Session 3: October 23, 2020

Once you have registered through the RMA website you will receive an email to complete your registration for this event in Zoom.

Now offered as a virtual course, taking place in a virtual classroom setting via Zoom, Analyzing Business Tax Returns enables bank personnel to understand tax concepts relating to various business entities and the use of tax returns in estimating the customer’s ability to service debt, including how taxes influence cash flow and customer operations. Through a mix of case studies, small group activities, and active discussions, participants are better prepared to apply the content learned when they return to their jobs.

OBJECTIVES

After completing Analyzing Business Tax Returns, participants will be able to:

  • Identify key differences between financial statements and tax returns
  • Identify the characteristics, advantages, and disadvantages of C corporations, S corporations, partnerships, and LLCs
  • Follow the steps of the cash flow estimation process
  • Identify key content in tax forms relevant to credit and cash flow analysis
  • Apply fundamental tax principles
  • Estimate cash flow from business activities
  • Estimate debt service coverage
  • Make appropriate adjustments to estimate future cash flow

Analyzing Business Tax Returns is designed primarily for commercial loan officers who lend to individuals and small businesses.

Pre-course Materials

IMPORTANT: Once you register, you will receive a confirmation email with a link to download pre-course materials that must be completed prior to attending the course. Please contact Customer Care, 1-800-677-7621 or registrar@rmahq.org if you don't receive the email within one business day.

Register NowPurchase the webinar recording

Health Care Lending Virtual Forum

STARTING
October

27

1:00–3:00 P.M. E.T.

Instructor: TBD

October 27, 2020 - October 29, 2020

Three sessions – each of the three sessions is two hours, from 1pm-3pm EST. Session 1: October 19, 2020
Session 2: October 21, 2020
Session 3: October 23, 2020

Once you have registered through the RMA website you will receive an email to complete your registration for this event in Zoom.

Now offered as a virtual course, taking place in a virtual classroom setting via Zoom, Analyzing Business Tax Returns enables bank personnel to understand tax concepts relating to various business entities and the use of tax returns in estimating the customer’s ability to service debt, including how taxes influence cash flow and customer operations. Through a mix of case studies, small group activities, and active discussions, participants are better prepared to apply the content learned when they return to their jobs.

OBJECTIVES

After completing Analyzing Business Tax Returns, participants will be able to:

  • Identify key differences between financial statements and tax returns
  • Identify the characteristics, advantages, and disadvantages of C corporations, S corporations, partnerships, and LLCs
  • Follow the steps of the cash flow estimation process
  • Identify key content in tax forms relevant to credit and cash flow analysis
  • Apply fundamental tax principles
  • Estimate cash flow from business activities
  • Estimate debt service coverage
  • Make appropriate adjustments to estimate future cash flow

Analyzing Business Tax Returns is designed primarily for commercial loan officers who lend to individuals and small businesses.

Pre-course Materials

IMPORTANT: Once you register, you will receive a confirmation email with a link to download pre-course materials that must be completed prior to attending the course. Please contact Customer Care, 1-800-677-7621 or registrar@rmahq.org if you don't receive the email within one business day.

Register NowPurchase the webinar recording

Loan Operations Management Forum

STARTING
November

30

1:00–3:00 P.M. E.T.

Instructor: TBD

November 30, 2020 - December 1, 2020

Three sessions – each of the three sessions is two hours, from 1pm-3pm EST. Session 1: October 19, 2020
Session 2: October 21, 2020
Session 3: October 23, 2020

Once you have registered through the RMA website you will receive an email to complete your registration for this event in Zoom.

Now offered as a virtual course, taking place in a virtual classroom setting via Zoom, Analyzing Business Tax Returns enables bank personnel to understand tax concepts relating to various business entities and the use of tax returns in estimating the customer’s ability to service debt, including how taxes influence cash flow and customer operations. Through a mix of case studies, small group activities, and active discussions, participants are better prepared to apply the content learned when they return to their jobs.

OBJECTIVES

After completing Analyzing Business Tax Returns, participants will be able to:

  • Identify key differences between financial statements and tax returns
  • Identify the characteristics, advantages, and disadvantages of C corporations, S corporations, partnerships, and LLCs
  • Follow the steps of the cash flow estimation process
  • Identify key content in tax forms relevant to credit and cash flow analysis
  • Apply fundamental tax principles
  • Estimate cash flow from business activities
  • Estimate debt service coverage
  • Make appropriate adjustments to estimate future cash flow

Analyzing Business Tax Returns is designed primarily for commercial loan officers who lend to individuals and small businesses.

Pre-course Materials

IMPORTANT: Once you register, you will receive a confirmation email with a link to download pre-course materials that must be completed prior to attending the course. Please contact Customer Care, 1-800-677-7621 or registrar@rmahq.org if you don't receive the email within one business day.

Register NowPurchase the webinar recording

Global Cash Flow I: Foundations in GCF Concepts

STARTING
October

26

1:00–3:00 P.M. E.T.

Instructor: TBD
Register today for the series or for a single session.

October 5, 2020 - October 9, 2020

Three sessions – each of the three sessions is two hours, from 9am-11am EST.

Session 1: October 5, 2020
Session 2: October 7, 2020
Session 3: October 9, 2020

Once you have registered through the RMA website you will receive an email to complete your registration for this event in Zoom.

Now offered as a virtual course, taking place in a virtual classroom setting via Zoom, Global Cash Flow I: Foundation in GCF Concepts provides participants with a commercial lending risk assessment tool to 1) estimate the probability of loan repayment from a business and its owners as borrowers or guarantors, and 2) make an informed credit decision by combining the information in the business and personal cash flow statements to determine whether the combined global cash flow is sufficient to service the debt of the business, its owners, and its guarantors. Through a mix of case studies, small group activities, and active discussions, participants are better prepared to apply the content learned when they return to their jobs.

OBJECTIVES
After completing Global Cash Flow I: Foundation in GCF Concepts, participants will be able to:

  • Estimate the probability of loan repayment from a business and its owner(s) as borrowers or guarantors
  • Make an informed credit decision by combining the information in the business and personal cash flow statements to determine whether the global cash flow is adequate to service the debt of the business, its owners, and its guarantors
  • Identify the issues or risks in small business/self-employed, private client, and closely held business lending and ways to analyze and assess these risks
  • Define global cash flow Analyze the interdependence of entities
  • Distinguish income from cash flow (including balance sheet changes) and recurring from non-recurring cash inflows and outflows
  • Use global cash flow analysis to determine appropriate loan structure elements

Global Cash Flow I: Foundation in GCF Concepts is designed for practicing commercial loan officers and other lending and credit professionals who lend to borrowers including private clients, small businesses, and closely held corporations and who need to increase their understanding of repayment risks associated with contingent liabilities of the owner and their business interests. In general, participants should already have a working knowledge of personal tax returns, business tax returns, and cash flow.

IMPORTANT: Once you register, you will receive a confirmation email. Please contact Customer Care, 1-800-677-7621 or registrar@rmahq.org if you don't receive the email within one business day.

October 26, 2020 - October 30, 2020

Three sessions – each of the three sessions is two hours, from 1pm-3pm EST.

Session 1: October 26, 2020
Session 2: October 28, 2020
Session 3: October 30, 2020

Once you have registered through the RMA website you will receive an email to complete your registration for this event in Zoom.

Now offered as a virtual course, taking place in a virtual classroom setting via Zoom, Global Cash Flow I: Foundation in GCF Concepts provides participants with a commercial lending risk assessment tool to 1) estimate the probability of loan repayment from a business and its owners as borrowers or guarantors, and 2) make an informed credit decision by combining the information in the business and personal cash flow statements to determine whether the combined global cash flow is sufficient to service the debt of the business, its owners, and its guarantors. Through a mix of case studies, small group activities, and active discussions, participants are better prepared to apply the content learned when they return to their jobs.

OBJECTIVES
After completing Global Cash Flow I: Foundation in GCF Concepts, participants will be able to:

  • Estimate the probability of loan repayment from a business and its owner(s) as borrowers or guarantors
  • Make an informed credit decision by combining the information in the business and personal cash flow statements to determine whether the global cash flow is adequate to service the debt of the business, its owners, and its guarantors
  • Identify the issues or risks in small business/self-employed, private client, and closely held business lending and ways to analyze and assess these risks
  • Define global cash flow Analyze the interdependence of entities
  • Distinguish income from cash flow (including balance sheet changes) and recurring from non-recurring cash inflows and outflows
  • Use global cash flow analysis to determine appropriate loan structure elements

Global Cash Flow I: Foundation in GCF Concepts is designed for practicing commercial loan officers and other lending and credit professionals who lend to borrowers including private clients, small businesses, and closely held corporations and who need to increase their understanding of repayment risks associated with contingent liabilities of the owner and their business interests. In general, participants should already have a working knowledge of personal tax returns, business tax returns, and cash flow.

IMPORTANT: Once you register, you will receive a confirmation email. Please contact Customer Care, 1-800-677-7621 or registrar@rmahq.org if you don't receive the email within one business day.

Register NowPurchase the webinar recording

How to Pivot from Commercial Loan Professional to Effective Workout Banker

STARTING
September

15

1:00–2:30 P.M. E.T.

Instructor: Nacy Terrill, CTP, Inglewood Associates
Register today for the series or for a single session.

Session Description

Four Modules Dates and Times: September 15, 2020, September 16, 2020, September 22, 2020 and September 23, 2020 1:00 PM to 2:30 PM EDT

Once you have registered through the RMA website you will receive an email to complete your registration for this event in Zoom.

As loan quality diminishes, the prevalence of problem loans and subsequent workouts is increasing rapidly across the banking industry. Whether your bank’s strategy is to hold, restore, liquidate, charge off, or exit the loan, a very specific, differentiated skillset is required for lending professionals who must deal with the distressed borrower to achieve the best outcome for all involved. With the stakes high, it’s critical that both experienced workout officers and those who are transitioning into this position be equipped with the tools and know-how needed to deal with the new normal.

Designed as an advanced tool to quickly transition lending professionals from their current roles to a loan workout banker, this course will review the keys to sound, successful problem loan workouts and offer hands-on experience in the form of interactive, challenging case studies from a variety of industries.

By attending the course’s one preliminary session and four modules, you’ll get to explore various delicate situations that regularly arise in workouts and learn how to resolve them by applying core concepts and best practices used by experts. Finally, you will have a better understanding of critical internal and regulatory reporting required and understand the importance of the bank’s overall policy governing the credit workout strategy.

Modules

Module #1: Big Picture Goals and the Inputs Required to be Successful (9/15)

  • Explore the big picture goals of workouts, such as preserving problem loan/customer value and optimizing the outcome for the bank
  • Review the major inputs (collateral valuation, financial statement analysis, management assessment) that are used to assess workout viability

Module #2: The Five Workout Resolution Options and How to Achieve Them (9/16)

  • Learn how to craft a strategic credit plan to achieve one of the five workout resolution options
  • Analyze potential legal remedies to work out of difficult situations or deal with noncompliance

Module #3: Reporting and Pitfall Avoidance (9/22)

  • Discover best practices for both internal and regulatory reporting around workouts
  • Determine how to evaluate collateral, learn about lender liability, and explore cases of fraud

Module #4: Loan Participations, Shared National Credits and TDRs (9/23)

  • Walk through a cautionary tale about loan participations
  • Unpack regulator, agent, and participant perspectives on Shared National Credits
  • Dive into Troubled Debt Restructures (TDRs) and COVID-19 exceptions

You Will:

  • Develop the skills and experience necessary to become an effective workout banker in a relatively short period of time
  • Complete take-home case studies from different industries to gain hands-on experience in a friendly learning environment
  • Explore the ins and outs of how to work through a tough situation with a client – know the right questions to ask and how to talk to clients to get to the real issues and work out the loan
  • Examine the regulations and laws governing the process and how to follow them to protect the bank’s reputation and bottom line
  • Learn about the things to avoid, consider, and practice when dealing with borrowers, lawyers, consultants, and litigation that could ultimately result in bankruptcy and have an impact on the balance sheets

Who Should Attend?

Anyone currently in or transitioning to a role responsible for loan workouts, including:

  • Special asset workout officers
  • Relationship managers/lenders
  • Loan resolution team members

Instructor

Nacy Terrill, CTP, Inglewood Associates

Prerequisites

A complimentary prerequisite session will be held on August 20, 2020, from 1 – 2:30 pm and will be available on-demand until the main course kicks off. This session will set the stage for the remaining modules in the series and address the overall framework, transition options, and core concepts of all special asset/loan resolution departments.

Course Format

This course will be delivered virtually in four 90-minute sessions – one for each module – led by the instructor. In addition to attending the sessions, participants will be required to watch the prerequisite course listed above and complete take-home assignments in between sessions.

This version of the course is open for any individual from any bank to register. If you would like to explore options for a version of this course that is exclusive to your bank, please get in touch with your Relationship Manager or contact Customer Care at 1-800-677-7621 or registrar@rmahq.org for more information.

Related Courses:

How to Pivot from Commercial Loan Professional to Effective Workout Banker (Prerequisite)

Register NowPurchase the webinar recording

Problem Loan Series

April

16

This webinar has ended

RMA has developed a Problem Loan Seminar Series in convenient, web-based learning formats to help you identify which loans in your portfolio might be troublesome and how to prioritize growing issues during this challenging time.

Problem Loan Resolutions

Problem Loan Resolution is designed to provide participants with a template to identify:

  • The options available to deal with a problem loan; and
  • The steps to take to evaluate the borrower and the selection of the best option.

The focus is on developing a successful workout when supported by the appropriate factors, since workouts tend to yield the least adverse outcome for both parties.

The instructor for this seminar series is Joseph W. May, a former executive vice president and chief administrative officer of Whitney National Bank. Prior to joining Whitney, May was executive vice president and chief credit policy officer with Comerica Incorporated. He held that same position with Manufacturer National Corp. prior to its merger with Comerica. May has served in various capacities during his association with RMA which began in 1971, and was president of RMA in 1993–1994. He received his B.S. and M.B.A. degrees from the University of Rhode Island and graduated from the NACM Graduate School of Credit and Finance, Stanford University. Joe has been an RMA instructor and course designer for over 30 years. In addition, he has been a SCORE counselor and local chapter officer for 15 years.

Problem Loan Indicators

Problem Loan Indicators is designed to enhance the participants ability to identify and evaluate potential problem loans in the current environment. It opens with the uneven impact of economic change on various industries and the governments influence, pro and con, thereon. The major focus is on commercial borrowers and the warning signs that suggest budding problems.

Reinventing the Loan Default Management Process

Speaker: Dima Berdiev, Managing Partner and Founder DNB Advisory LLC

 

Once you have registered through the RMA website you will receive an email to complete your registration for this event in Zoom.

These are critical times, with borrowers, banking customers, and lending institutions being pushed to the limit. What’s important to realize is that:

  1. This situation is not going to go away in the near to mid-term, and
  2. It is important to retool commercial lending teams to handle this crisis and problem loans effectively. Until a vaccine for Covid-19 is developed and months pass to manufacture enough to cover a critical mass of the population, we are likely looking at one to two years to eliminate the outbreaks and one to two year economic recovery after that.

 

What worked before, including during prior crises, is not likely to work in this situation. We need to retire for a while our old playbooks and adapt to this unique situation quickly. The waive of deferrals and the PPP funding only postponed and masked our true assessment of the economic damages to our borrowers, our credit facilities, and our organizations.

 

One of the first steps in adapting to the new environment is changing our underwriting / portfolio management process, as it will face a mass wave of troubled credits. How do you manage them efficiently and effectively, maximizing recovery of viable borrowers and minimizing loan losses? The seminar will cover:

  • Understanding the key five stages of a crisis like this one, from the initial Phase 1 - Crisis Shock of the first 2-4 weeks of business disruption to Phase 5 of looking past the 12-month mark.
  • First level of assessment of the most critical drivers to borrowers’ survival, ranging from cash flow shortfall assessment to liquidity and equity reserves and implications to credit viability.
  • Mapping an immediate to interim portfolio management process
  • Looking at possible portfolio decisions your organization can make and potential implications.
  • Creating a dashboard to manage the process of addressing your customers’ needs.
  • Developing a robust, tight, and well-organized process for handling your borrowers’ credit requests.
  • Addressing vital and targeted communication with your borrowers and within your team members.
  • Retooling your staff’s skills to properly manage the next several months, understanding that traditional underwriting approaches will not be as relevant, if at all.

 

The survival of commercial lending organizations in this environment will depend on their ability to map the new process and other critical areas as well as to implement them quickly and effectively. This must happen in the next one to two months.

 

You will have an opportunity to participate in the Q&A and provide input into additional resources you may need.

Register TodayPurchase the series recordings

Machine Learning Models Workshops: Methods for Detecting & Correcting Bias

STARTING
October

2

10:00 AM - 1:00 P.M. E.T.

Instructors:
Manish Kumar, Ph.D., MVC Senior Quantitative Associate, Principal, Solytics Partners
Rahul Roy, Ph.D, MVC Quantitative Associate, Principal, Solytics Partners
Register today for the series or for a single session.

October 2, 2020
Machine Learning Models Workshop I: Methods for Detecting & Correcting Bias

Once you have registered through the RMA website you will receive an email to complete your registration for this event in Zoom.

To avoid risks associated with deploying unfair or discriminatory models, your institution needs to build a team of analysts who can successfully mitigate ML model bias. This two-part workshop will teach attendees how to mitigate bias in ML models using three common effective strategies:

  • Pre-processing algorithms to mitigate bias in training data
  • In-processing algorithms to mitigate bias in the ML algorithm during training
  • Post-processing algorithms to mitigate bias by modifying model output

This registration page is for Workshop I only, which will focus on building the educational foundation needed to employ these strategies effectively.

In Workshop I, You Will:

  • Explore the various types of unfairness and discrimination and why they are important to your institution.
  • Get important background on discrimination and setting up a general analysis framework for your institution
  • Overview bias mitigation strategies
  • Learn methods to treat bias in datasets (pre-processing of algorithms)
  • Complete hands-on exercises using sample data in Python

Who Should Attend?

  • Treasury and Market Risk Professionals
  • Credit Lending and Risk Professionals
  • Model Risk Management Professionals
  • Model Development Professionals
  • Model Validation Professionals
  • Operational Risk Professionals
  • Compliance Personnel
  • Internal Audit and other 3rd Line of Defense Professionals
  • Other Junior- to Mid-level Associates from across the firm who are interested in detecting, understanding, and correcting bias in ML models

Instructors

  • Manish Kumar, Ph.D., MVC Senior Quantitative Associate, Principal, Solytics Partners
  • Rahul Roy, Ph.D, MVC Quantitative Associate, Principal, Solytics Partners

Prerequisites

None

Workshop Format

These workshops consist of instructor-led presentations and hands-on exercises to be completed by the workshop participants. Participants will have the opportunity to ask questions and get one-on-one assistance from the Course Assistant attending the workshops.

Participants are expected to program on their own computers using the instructions provided prior to the workshop.

October 5, 2020
Machine Learning Models Workshop II: Methods for Detecting & Correcting Bias

Once you have registered through the RMA website you will receive an email to complete your registration for this event in Zoom.

To avoid risks associated with deploying unfair or discriminatory models, your institution needs to build a team of analysts who can successfully mitigate ML model bias. This two-part workshop will teach attendees how to mitigate bias in ML models using three common effective strategies:

  • Pre-processing algorithms to mitigate bias in training data
  • In-processing algorithms to mitigate bias in the ML algorithm during training
  • Post-processing algorithms to mitigate bias by modifying model output

This registration page is for Workshop II only, which will build on the educational foundation presented in Workshop I and give attendees an opportunity to put their programming skills to the test to successfully correct for model bias.

In Workshop II, You Will:

  • Explore the motivation for in processing and post-processing algorithms
  • Understand commonly used mitigation strategies in ML algorithms during training both in the industry and academia
  • Analyze industry best practices around post-processing techniques, including backtesting the models
  • Complete hands-on exercises using publicly available data in Python

Who Should Attend?

  • Treasury and Market Risk Professionals
  • Credit Lending and Risk Professionals
  • Model Risk Management Professionals
  • Model Development Professionals
  • Model Validation Professionals
  • Operational Risk Professionals
  • Compliance Personnel
  • Internal Audit and other 3rd Line of Defense Professionals
  • Other Junior- to Mid-level Associates from across the firm who are interested in detecting, understanding, and correcting bias in ML models

Instructors

  • Manish Kumar, Ph.D., MVC Senior Quantitative Associate, Principal, Solytics Partners
  • Rahul Roy, Ph.D, MVC Quantitative Associate, Principal, Solytics Partners

Prerequisites

Machine Learning Models Workshop I: Methods for Detecting & Correcting Bias and/or comprehensive prior knowledge of bias mitigation strategies as well as Python programming skills

Workshop Format

This workshop will consist of presentations by the instructor and hands-on exercises to be completed by the workshop participants. Participants will have the opportunity to ask questions and get one-on-one assistance from the Course Assistant who will also attend the workshops.

Participants are expected to program on their own computers using the instructions provided prior to the workshop.

October 2 & 5, 2020
Machine Learning Models Workshop I & II: Methods for Detecting & Correcting Bias

Once you have registered through the RMA website you will receive an email to complete your registration for this event in Zoom.

Two Sessions:

  • Session 1: October 2, 2020 10:00 AM to 1:00 PM EST
  • Session 2: October 5, 2020 10:00 AM to 1:00 PM EST

To avoid risks associated with deploying unfair or discriminatory models, your institution needs to build a team of analysts who can successfully mitigate ML model bias. This two-part workshop will teach attendees how to mitigate bias in ML models using three common effective strategies:

  • Pre-processing algorithms to mitigate bias in training data
  • In-processing algorithms to mitigate bias in the ML algorithm during training
  • Post-processing algorithms to mitigate bias by modifying model output

In Workshop I, You Will:

  • Explore the various types of unfairness and discrimination and why they are important to your institution.
  • Get important background on discrimination and setting up a general analysis framework for your institution
  • Overview bias mitigation strategies
  • Learn methods to treat bias in datasets (pre-processing of algorithms)
  • Complete hands-on exercises using sample data in Python

In Workshop II, You Will:

  • Explore the motivation for in processing and post-processing algorithms
  • Understand commonly used mitigation strategies in ML algorithms during training both in the industry and academia
  • Analyze industry best practices around post-processing techniques, including backtesting the models
  • Complete hands-on exercises using publicly available data in Python

Who Should Attend:

  • Treasury and Market Risk Professionals
  • Credit Lending and Risk Professionals
  • Model Risk Management Professionals
  • Model Development Professionals
  • Model Validation Professionals
  • Operational Risk Professionals
  • Compliance Personnel
  • Internal Audit and other 3rd Line of Defense Professionals
  • Other Junior- to Mid-level Associates from across the firm who are interested in detecting, understanding, and correcting bias in ML models

Instructors:

  • Manish Kumar, Ph.D., MVC Senior Quantitative Associate, Principal, Solytics Partners
  • Rahul Roy, Ph.D, MVC Quantitative Associate, Principal, Solytics Partners

Workshop Format

This workshop will consist of presentations by the instructor and hands-on exercises to be completed by the workshop participants. Participants will have the opportunity to ask questions and get one-on-one assistance from the Course Assistant who will also attend the workshops.

Participants are expected to program on their own computers using the instructions provided prior to the workshop.

Register for the seriesPurchase the webinar recording

Understanding and Interpreting Real Estate Appraisals

STARTING
November

9

1:00–2:30 P.M. E.T.

Instructor: TBD
Register today for the series or for a single session.

Session Description

Three sessions – each of the three sessions is two hours, from 1pm-3pm EST.

Session 1: November 9, 2020
Session 2: November 10, 2020
Session 3: November 13, 2020

Once you have registered through the RMA website you will receive an email to complete your registration for this event in Zoom.

Now offered as a virtual course, taking place in a virtual classroom setting via Zoom, Understanding & Interpreting Real Estate Appraisals introduces bank appraisal personnel to issues involved in ordering and reviewing real estate appraisals, and gives participants a foundation in the terminology as well as knowledge regarding when to ask for an appraisal, how to order one, what information an appraisal should provide, and how to review an appraisal for compliance, common errors, and critical information. Through a mix of case studies, small group activities, and large group discussions, participants are better prepared to apply the content learned when they return to their jobs.

OBJECTIVES

After completing Understanding & Interpreting Real Estate Appraisals, participants will be able to:

  • Identify the requirements for appraisals
  • Identify the steps needed to order an appraisal, considerations in selecting and engaging an appraiser
  • Recognize the basic components of appraisal compliance
  • Recognize the analytical steps in the valuation process used in appraisals
  • Determine the rational for and identify the process used in the Cost, the Sales Comparison, and the Income Approaches to value
  • Identify appraisal review issues in the application of the Sales Comparison approach
  • Identify review issues in the analysis of income and expense and the selection of the capitalization rate in the Income Approach to value.
  • Identify common errors in appraisals (residential and commercial) and how to communicate with the appraiser during the review process

Benefits credit analysts and lenders who are not real estate experts, but need to understand appraisals as one of the many tools to help them make intelligent lending and credit decisions.

IMPORTANT: Once you register, you will receive a confirmation email. Please contact Customer Care, 1-800-677-7621 or registrar@rmahq.org if you don't receive the email within one business day.

Register NowPurchase the webinar recording

Loan Review Department Managers Forum

STARTING
October

26

Register today for the series or for a single session.

October 26, 2020 - November 16, 2020

Register NowPurchase the webinar recording

Third Party Risk Management Virtual Forum

STARTING
November

5

12:00 PM - 2:30 P.M. E.T.

November 5, 2020 & November 6, 2020
Register today for the series or for a single session.

Sponsored by ENGAIZ.

Forum Description

Two Sessions: November 5, 2020 & November 6, 2020
Time: 12:00 PM to 2:30 PM ET

Once you have registered through the RMA website you will receive an email to complete your registration for this event in Zoom.

Third-party relationships are an increasingly critical component of the operational risk management framework for organizations of all sizes. Amid mounting pressure from regulators, firms are challenged to find the right balance between value-for-money and regulatory compliance, while ensuring their program identifies and mitigates third-party risks. An essential part of the extended enterprise, third parties expose your organization to a myriad of risks including financial, cyber, privacy, business resilience, and technology risk.

What you will learn?
Learn how to identify, assess, manage, and control third-party risk starting with risk identification and due diligence, continuing through contracting and risk monitoring, then concluding with termination. Master the essential elements and controls that your firm should implement to mitigate and manage risk.

Who will benefit?
Individuals involved in third-party risk management and vendor management (including selection, risk identification, due diligence, risk/relationship management) will benefit from this forum. In addition, this forum is informative for compliance, legal, audit, and senior management (e.g.: ops/enterprise risk, business continuity, technology, cyber/info sec).

Presenters
Linda Tuck Chapman, President, Ontala Performance Solutions
Jai Chinnakonda, Co-Founder & CEO, ENGAIZ

CPE Hours: 3.8 CPEs

Register NowPurchase the webinar recording

Commercial Loan Services Manager Round Table

Learn More

Three sessions – each of the three sessions is two hours, from 1pm-3pm EST. Session 1: October 19, 2020
Session 2: October 21, 2020
Session 3: October 23, 2020

Once you have registered through the RMA website you will receive an email to complete your registration for this event in Zoom.

Now offered as a virtual course, taking place in a virtual classroom setting via Zoom, Analyzing Business Tax Returns enables bank personnel to understand tax concepts relating to various business entities and the use of tax returns in estimating the customer’s ability to service debt, including how taxes influence cash flow and customer operations. Through a mix of case studies, small group activities, and active discussions, participants are better prepared to apply the content learned when they return to their jobs.

OBJECTIVES

After completing Analyzing Business Tax Returns, participants will be able to:

  • Identify key differences between financial statements and tax returns
  • Identify the characteristics, advantages, and disadvantages of C corporations, S corporations, partnerships, and LLCs
  • Follow the steps of the cash flow estimation process
  • Identify key content in tax forms relevant to credit and cash flow analysis
  • Apply fundamental tax principles
  • Estimate cash flow from business activities
  • Estimate debt service coverage
  • Make appropriate adjustments to estimate future cash flow

Analyzing Business Tax Returns is designed primarily for commercial loan officers who lend to individuals and small businesses.

Pre-course Materials

IMPORTANT: Once you register, you will receive a confirmation email with a link to download pre-course materials that must be completed prior to attending the course. Please contact Customer Care, 1-800-677-7621 or registrar@rmahq.org if you don't receive the email within one business day.

In this invitation-only meeting, for heads of commercial loan services department in banks generally with assets exceeding $10 billion.

Upcoming Round Table: March 24, 2021

Contact Laurie Foster at lfoster@rmahq.org for more information.

Commercial Real Estate Credit Officer Round Table

Learn More

Three sessions – each of the three sessions is two hours, from 1pm-3pm EST. Session 1: October 19, 2020
Session 2: October 21, 2020
Session 3: October 23, 2020

Once you have registered through the RMA website you will receive an email to complete your registration for this event in Zoom.

Now offered as a virtual course, taking place in a virtual classroom setting via Zoom, Analyzing Business Tax Returns enables bank personnel to understand tax concepts relating to various business entities and the use of tax returns in estimating the customer’s ability to service debt, including how taxes influence cash flow and customer operations. Through a mix of case studies, small group activities, and active discussions, participants are better prepared to apply the content learned when they return to their jobs.

OBJECTIVES

After completing Analyzing Business Tax Returns, participants will be able to:

  • Identify key differences between financial statements and tax returns
  • Identify the characteristics, advantages, and disadvantages of C corporations, S corporations, partnerships, and LLCs
  • Follow the steps of the cash flow estimation process
  • Identify key content in tax forms relevant to credit and cash flow analysis
  • Apply fundamental tax principles
  • Estimate cash flow from business activities
  • Estimate debt service coverage
  • Make appropriate adjustments to estimate future cash flow

Analyzing Business Tax Returns is designed primarily for commercial loan officers who lend to individuals and small businesses.

Pre-course Materials

IMPORTANT: Once you register, you will receive a confirmation email with a link to download pre-course materials that must be completed prior to attending the course. Please contact Customer Care, 1-800-677-7621 or registrar@rmahq.org if you don't receive the email within one business day.

In this invitation-only meeting, senior credit officers from the nation’s regional (assets above $60 billion) and the nation's largest commercial banks active in providing commercial real estate financing.

Upcoming Round Table: March 29, 2021

Contact Laurie Foster at lfoster@rmahq.org for more information.

Commercial Risk Grading & Modelers Round Table

Learn More

This invitation-only meeting is for individuals for large institutions who are responsible for the design and management of PD and LGD commercial risk rating models. In the meeting these leaders will discuss current credit issues and share best practices in commercial risk grading frameworks and modeling.

Upcoming Round Table: December 2, 2020

Contact John Baier at jbaier@rmahq.org for more information.

Community Bank Round Table- Southeast Virtual Round Table

Learn More

Three sessions – each of the three sessions is two hours, from 1pm-3pm EST. Session 1: October 19, 2020
Session 2: October 21, 2020
Session 3: October 23, 2020

Once you have registered through the RMA website you will receive an email to complete your registration for this event in Zoom.

Now offered as a virtual course, taking place in a virtual classroom setting via Zoom, Analyzing Business Tax Returns enables bank personnel to understand tax concepts relating to various business entities and the use of tax returns in estimating the customer’s ability to service debt, including how taxes influence cash flow and customer operations. Through a mix of case studies, small group activities, and active discussions, participants are better prepared to apply the content learned when they return to their jobs.

OBJECTIVES

After completing Analyzing Business Tax Returns, participants will be able to:

  • Identify key differences between financial statements and tax returns
  • Identify the characteristics, advantages, and disadvantages of C corporations, S corporations, partnerships, and LLCs
  • Follow the steps of the cash flow estimation process
  • Identify key content in tax forms relevant to credit and cash flow analysis
  • Apply fundamental tax principles
  • Estimate cash flow from business activities
  • Estimate debt service coverage
  • Make appropriate adjustments to estimate future cash flow

Analyzing Business Tax Returns is designed primarily for commercial loan officers who lend to individuals and small businesses.

Pre-course Materials

IMPORTANT: Once you register, you will receive a confirmation email with a link to download pre-course materials that must be completed prior to attending the course. Please contact Customer Care, 1-800-677-7621 or registrar@rmahq.org if you don't receive the email within one business day.

By invitation only, the round table brings together Chief Credit Officer, Chief Risk Officer, Chief Banking officer, Chief Lending Officers from the Southeast region of the United States and Canada who are responsible for Commercial Credit Risk and policy governance. This is only for member institutions with asset sized up to $3 billion.

Check back later for upcoming Round Table dates. 

Contact Laurie Foster at lfoster@rmahq.org for more information.

Community Bank Round Table-North East Virtual Round Table

Learn More

Three sessions – each of the three sessions is two hours, from 1pm-3pm EST. Session 1: October 19, 2020
Session 2: October 21, 2020
Session 3: October 23, 2020

Once you have registered through the RMA website you will receive an email to complete your registration for this event in Zoom.

Now offered as a virtual course, taking place in a virtual classroom setting via Zoom, Analyzing Business Tax Returns enables bank personnel to understand tax concepts relating to various business entities and the use of tax returns in estimating the customer’s ability to service debt, including how taxes influence cash flow and customer operations. Through a mix of case studies, small group activities, and active discussions, participants are better prepared to apply the content learned when they return to their jobs.

OBJECTIVES

After completing Analyzing Business Tax Returns, participants will be able to:

  • Identify key differences between financial statements and tax returns
  • Identify the characteristics, advantages, and disadvantages of C corporations, S corporations, partnerships, and LLCs
  • Follow the steps of the cash flow estimation process
  • Identify key content in tax forms relevant to credit and cash flow analysis
  • Apply fundamental tax principles
  • Estimate cash flow from business activities
  • Estimate debt service coverage
  • Make appropriate adjustments to estimate future cash flow

Analyzing Business Tax Returns is designed primarily for commercial loan officers who lend to individuals and small businesses.

Pre-course Materials

IMPORTANT: Once you register, you will receive a confirmation email with a link to download pre-course materials that must be completed prior to attending the course. Please contact Customer Care, 1-800-677-7621 or registrar@rmahq.org if you don't receive the email within one business day.

By invitation only the round table brings together Chief Credit Officer, Chief Risk Officer, Chief Banking officer, Chief Lending Officers from the North East region of the United States and Canada who are responsible for Commercial Credit Risk and policy governance. This is only for member institutions with asset sized up to $3 billion.

Check back later for upcoming Round Table dates. 

Contact Laurie Foster at lfoster@rmahq.org for more information.

Community Bank RT-Central/West Virtual Round Table

Learn More

By invitation only, the round table brings together Chief Credit Officer, Chief Risk Officer, Chief Banking officer, Chief Lending Officers from the Central and Western regions of the United States and Canada who are responsible for Commercial Credit Risk and policy governance. This is only for member institutions with asset sized up to $3 billion.

Check back later for upcoming Round Table dates. 

Contact Laurie Foster at lfoster@rmahq.org for more information.

Consumer Credit Review Round Table

Learn More

In this invitation-only meeting, heads of loan/credit risk review for consumer exposures exchange best practices and explore solutions to current consumer credit review challenges.

Upcoming Round Table: May 26, 2021

Contact John Baier at jbaier@rmahq.org for more information.

Counterparty Risk Virtual Round Table

Learn More

Three sessions – each of the three sessions is two hours, from 1pm-3pm EST. Session 1: October 19, 2020
Session 2: October 21, 2020
Session 3: October 23, 2020

Once you have registered through the RMA website you will receive an email to complete your registration for this event in Zoom.

Now offered as a virtual course, taking place in a virtual classroom setting via Zoom, Analyzing Business Tax Returns enables bank personnel to understand tax concepts relating to various business entities and the use of tax returns in estimating the customer’s ability to service debt, including how taxes influence cash flow and customer operations. Through a mix of case studies, small group activities, and active discussions, participants are better prepared to apply the content learned when they return to their jobs.

OBJECTIVES

After completing Analyzing Business Tax Returns, participants will be able to:

  • Identify key differences between financial statements and tax returns
  • Identify the characteristics, advantages, and disadvantages of C corporations, S corporations, partnerships, and LLCs
  • Follow the steps of the cash flow estimation process
  • Identify key content in tax forms relevant to credit and cash flow analysis
  • Apply fundamental tax principles
  • Estimate cash flow from business activities
  • Estimate debt service coverage
  • Make appropriate adjustments to estimate future cash flow

Analyzing Business Tax Returns is designed primarily for commercial loan officers who lend to individuals and small businesses.

Pre-course Materials

IMPORTANT: Once you register, you will receive a confirmation email with a link to download pre-course materials that must be completed prior to attending the course. Please contact Customer Care, 1-800-677-7621 or registrar@rmahq.org if you don't receive the email within one business day.

Designed for senior level officers concerned with the measurement, control, and monitoring of counterparty risk.

Upcoming Round Table: November 18, 2020

Contact Fran Garritt at fgarritt@rmahq.org for more information.

Credit Portfolio & Concentration Management Round Table

Learn More

Three sessions – each of the three sessions is two hours, from 1pm-3pm EST. Session 1: October 19, 2020
Session 2: October 21, 2020
Session 3: October 23, 2020

Once you have registered through the RMA website you will receive an email to complete your registration for this event in Zoom.

Now offered as a virtual course, taking place in a virtual classroom setting via Zoom, Analyzing Business Tax Returns enables bank personnel to understand tax concepts relating to various business entities and the use of tax returns in estimating the customer’s ability to service debt, including how taxes influence cash flow and customer operations. Through a mix of case studies, small group activities, and active discussions, participants are better prepared to apply the content learned when they return to their jobs.

OBJECTIVES

After completing Analyzing Business Tax Returns, participants will be able to:

  • Identify key differences between financial statements and tax returns
  • Identify the characteristics, advantages, and disadvantages of C corporations, S corporations, partnerships, and LLCs
  • Follow the steps of the cash flow estimation process
  • Identify key content in tax forms relevant to credit and cash flow analysis
  • Apply fundamental tax principles
  • Estimate cash flow from business activities
  • Estimate debt service coverage
  • Make appropriate adjustments to estimate future cash flow

Analyzing Business Tax Returns is designed primarily for commercial loan officers who lend to individuals and small businesses.

Pre-course Materials

IMPORTANT: Once you register, you will receive a confirmation email with a link to download pre-course materials that must be completed prior to attending the course. Please contact Customer Care, 1-800-677-7621 or registrar@rmahq.org if you don't receive the email within one business day.

This invitation-only meeting is for senior officers who are responsible for credit portfolio and concentration management for their institution. In the meeting these leaders will discuss current credit issues and share best practices in portfolio and concentration management. This meeting is intended for large, super-regional and regional banks with assets greater than $25 billion.

Upcoming Round Table: November 17, 2020

Contact John Baier at jbaier@rmahq.org for more information.

Credit Stress Testing & CECL Modeling Round Table

Learn More

This invitation-only meeting is for senior officers who are responsible for their institution’s credit stress testing process or CECL modeling process. In the meeting these leaders will discuss current credit issues and share best practices in credit stress testing and CECL modeling. This meeting is generally for large, super-regional and mid-tier banks with assets greater than $25 billion.

Upcoming Round Table: November 23, 2020

Contact John Baier at jbaier@rmahq.org for more information.

Culture and Conduct Virtual Round Table

Learn More

Three sessions – each of the three sessions is two hours, from 1pm-3pm EST. Session 1: October 19, 2020
Session 2: October 21, 2020
Session 3: October 23, 2020

Once you have registered through the RMA website you will receive an email to complete your registration for this event in Zoom.

Now offered as a virtual course, taking place in a virtual classroom setting via Zoom, Analyzing Business Tax Returns enables bank personnel to understand tax concepts relating to various business entities and the use of tax returns in estimating the customer’s ability to service debt, including how taxes influence cash flow and customer operations. Through a mix of case studies, small group activities, and active discussions, participants are better prepared to apply the content learned when they return to their jobs.

OBJECTIVES

After completing Analyzing Business Tax Returns, participants will be able to:

  • Identify key differences between financial statements and tax returns
  • Identify the characteristics, advantages, and disadvantages of C corporations, S corporations, partnerships, and LLCs
  • Follow the steps of the cash flow estimation process
  • Identify key content in tax forms relevant to credit and cash flow analysis
  • Apply fundamental tax principles
  • Estimate cash flow from business activities
  • Estimate debt service coverage
  • Make appropriate adjustments to estimate future cash flow

Analyzing Business Tax Returns is designed primarily for commercial loan officers who lend to individuals and small businesses.

Pre-course Materials

IMPORTANT: Once you register, you will receive a confirmation email with a link to download pre-course materials that must be completed prior to attending the course. Please contact Customer Care, 1-800-677-7621 or registrar@rmahq.org if you don't receive the email within one business day.

This is an invitation only event for senior executives. Discussions will focus on framework for managing culture, conduct violations, conduct risk, and link to reputation.

Upcoming Round Table: December 2, 2020

Contact Sylwia Czajkowska at sczajkowska@rmahq.org for more information.

Emerging Risks Virtual Round Table

Learn More

Three sessions – each of the three sessions is two hours, from 1pm-3pm EST. Session 1: October 19, 2020
Session 2: October 21, 2020
Session 3: October 23, 2020

Once you have registered through the RMA website you will receive an email to complete your registration for this event in Zoom.

Now offered as a virtual course, taking place in a virtual classroom setting via Zoom, Analyzing Business Tax Returns enables bank personnel to understand tax concepts relating to various business entities and the use of tax returns in estimating the customer’s ability to service debt, including how taxes influence cash flow and customer operations. Through a mix of case studies, small group activities, and active discussions, participants are better prepared to apply the content learned when they return to their jobs.

OBJECTIVES

After completing Analyzing Business Tax Returns, participants will be able to:

  • Identify key differences between financial statements and tax returns
  • Identify the characteristics, advantages, and disadvantages of C corporations, S corporations, partnerships, and LLCs
  • Follow the steps of the cash flow estimation process
  • Identify key content in tax forms relevant to credit and cash flow analysis
  • Apply fundamental tax principles
  • Estimate cash flow from business activities
  • Estimate debt service coverage
  • Make appropriate adjustments to estimate future cash flow

Analyzing Business Tax Returns is designed primarily for commercial loan officers who lend to individuals and small businesses.

Pre-course Materials

IMPORTANT: Once you register, you will receive a confirmation email with a link to download pre-course materials that must be completed prior to attending the course. Please contact Customer Care, 1-800-677-7621 or registrar@rmahq.org if you don't receive the email within one business day.

This invitation-only meeting is for senior officers who are responsible for their institution’s credit stress testing process or CECL modeling process. In the meeting these leaders will discuss current credit issues and share best practices in credit stress testing and CECL modeling. This meeting is generally for large, super-regional and mid-tier banks with assets greater than $25 billion.

Upcoming Round Table: December 7, 2020

Contact John Baier at jbaier@rmahq.org for more information.

Emerging Risks Virtual Round Table – Canada

Learn More

Join your peers in Canada as we share best practices and principles around how to navigate through current economic times. Topics may include but are not limited to: strategic risk, second wave of COVID, employee fatigue, work from home technology and security concerns, digital strategies, innovation and reputational risk.

Check back later for upcoming Round Table dates. 

Contact Kelly Scott at kscott@rmahq.org for more information.

Environmental Risk Managers Round Table

Learn More

Three sessions – each of the three sessions is two hours, from 1pm-3pm EST. Session 1: October 19, 2020
Session 2: October 21, 2020
Session 3: October 23, 2020

Once you have registered through the RMA website you will receive an email to complete your registration for this event in Zoom.

Now offered as a virtual course, taking place in a virtual classroom setting via Zoom, Analyzing Business Tax Returns enables bank personnel to understand tax concepts relating to various business entities and the use of tax returns in estimating the customer’s ability to service debt, including how taxes influence cash flow and customer operations. Through a mix of case studies, small group activities, and active discussions, participants are better prepared to apply the content learned when they return to their jobs.

OBJECTIVES

After completing Analyzing Business Tax Returns, participants will be able to:

  • Identify key differences between financial statements and tax returns
  • Identify the characteristics, advantages, and disadvantages of C corporations, S corporations, partnerships, and LLCs
  • Follow the steps of the cash flow estimation process
  • Identify key content in tax forms relevant to credit and cash flow analysis
  • Apply fundamental tax principles
  • Estimate cash flow from business activities
  • Estimate debt service coverage
  • Make appropriate adjustments to estimate future cash flow

Analyzing Business Tax Returns is designed primarily for commercial loan officers who lend to individuals and small businesses.

Pre-course Materials

IMPORTANT: Once you register, you will receive a confirmation email with a link to download pre-course materials that must be completed prior to attending the course. Please contact Customer Care, 1-800-677-7621 or registrar@rmahq.org if you don't receive the email within one business day.

In this invitation-only meeting, for environmental risk managers with technical backgrounds from institutions with assets exceeding $10 billion.

Upcoming Round Table: March 16, 2020

Contact Laurie Foster at lfoster@rmahq.org for more information.

Environmental Social Governance Virtual Round Table

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Three sessions – each of the three sessions is two hours, from 1pm-3pm EST. Session 1: October 19, 2020
Session 2: October 21, 2020
Session 3: October 23, 2020

Once you have registered through the RMA website you will receive an email to complete your registration for this event in Zoom.

Now offered as a virtual course, taking place in a virtual classroom setting via Zoom, Analyzing Business Tax Returns enables bank personnel to understand tax concepts relating to various business entities and the use of tax returns in estimating the customer’s ability to service debt, including how taxes influence cash flow and customer operations. Through a mix of case studies, small group activities, and active discussions, participants are better prepared to apply the content learned when they return to their jobs.

OBJECTIVES

After completing Analyzing Business Tax Returns, participants will be able to:

  • Identify key differences between financial statements and tax returns
  • Identify the characteristics, advantages, and disadvantages of C corporations, S corporations, partnerships, and LLCs
  • Follow the steps of the cash flow estimation process
  • Identify key content in tax forms relevant to credit and cash flow analysis
  • Apply fundamental tax principles
  • Estimate cash flow from business activities
  • Estimate debt service coverage
  • Make appropriate adjustments to estimate future cash flow

Analyzing Business Tax Returns is designed primarily for commercial loan officers who lend to individuals and small businesses.

Pre-course Materials

IMPORTANT: Once you register, you will receive a confirmation email with a link to download pre-course materials that must be completed prior to attending the course. Please contact Customer Care, 1-800-677-7621 or registrar@rmahq.org if you don't receive the email within one business day.

In this invitation only meeting, designed specifically to allow the leaders of Environmental Social Governance risk function to interact with other risk management professionals.

Upcoming Round Table: November 16-18, 2020

Contact Elena Noverola at enoverola@rmahq.org for more information.

ERM Community Banks Virtual Round Table

Learn More

Three sessions – each of the three sessions is two hours, from 1pm-3pm EST. Session 1: October 19, 2020
Session 2: October 21, 2020
Session 3: October 23, 2020

Once you have registered through the RMA website you will receive an email to complete your registration for this event in Zoom.

Now offered as a virtual course, taking place in a virtual classroom setting via Zoom, Analyzing Business Tax Returns enables bank personnel to understand tax concepts relating to various business entities and the use of tax returns in estimating the customer’s ability to service debt, including how taxes influence cash flow and customer operations. Through a mix of case studies, small group activities, and active discussions, participants are better prepared to apply the content learned when they return to their jobs.

OBJECTIVES

After completing Analyzing Business Tax Returns, participants will be able to:

  • Identify key differences between financial statements and tax returns
  • Identify the characteristics, advantages, and disadvantages of C corporations, S corporations, partnerships, and LLCs
  • Follow the steps of the cash flow estimation process
  • Identify key content in tax forms relevant to credit and cash flow analysis
  • Apply fundamental tax principles
  • Estimate cash flow from business activities
  • Estimate debt service coverage
  • Make appropriate adjustments to estimate future cash flow

Analyzing Business Tax Returns is designed primarily for commercial loan officers who lend to individuals and small businesses.

Pre-course Materials

IMPORTANT: Once you register, you will receive a confirmation email with a link to download pre-course materials that must be completed prior to attending the course. Please contact Customer Care, 1-800-677-7621 or registrar@rmahq.org if you don't receive the email within one business day.

In this invitation only meeting, designed specifically to allow the head of the Enterprise Risk Management function at community banks to interact with other risk management professionals.

Upcoming Round Table: November 17, 2020

Contact Elena Noverola at enoverola@rmahq.org for more information.

Fraud Risk Round Table

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This invitation only meeting provides an exceptional opportunity for you to meet with your peers from other financial institutions to discuss the issues you face in managing fraud risk.

Check back later for upcoming Round Table dates. 

Contact Elena Noverola at enoverola@rmahq.org for more information.

Funding and Liquidity Risk Virtual Round Table

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Three sessions – each of the three sessions is two hours, from 1pm-3pm EST. Session 1: October 19, 2020
Session 2: October 21, 2020
Session 3: October 23, 2020

Once you have registered through the RMA website you will receive an email to complete your registration for this event in Zoom.

Now offered as a virtual course, taking place in a virtual classroom setting via Zoom, Analyzing Business Tax Returns enables bank personnel to understand tax concepts relating to various business entities and the use of tax returns in estimating the customer’s ability to service debt, including how taxes influence cash flow and customer operations. Through a mix of case studies, small group activities, and active discussions, participants are better prepared to apply the content learned when they return to their jobs.

OBJECTIVES

After completing Analyzing Business Tax Returns, participants will be able to:

  • Identify key differences between financial statements and tax returns
  • Identify the characteristics, advantages, and disadvantages of C corporations, S corporations, partnerships, and LLCs
  • Follow the steps of the cash flow estimation process
  • Identify key content in tax forms relevant to credit and cash flow analysis
  • Apply fundamental tax principles
  • Estimate cash flow from business activities
  • Estimate debt service coverage
  • Make appropriate adjustments to estimate future cash flow

Analyzing Business Tax Returns is designed primarily for commercial loan officers who lend to individuals and small businesses.

Pre-course Materials

IMPORTANT: Once you register, you will receive a confirmation email with a link to download pre-course materials that must be completed prior to attending the course. Please contact Customer Care, 1-800-677-7621 or registrar@rmahq.org if you don't receive the email within one business day.

The RMA Funding and Liquidity Roundtable is for first and second line risk professionals responsible for funding and liquidity risk management. This would include how the bank funds itself as well as the market access for assets the institution takes to market as part of an overall effective liquidity risk management strategy.

Check back later for upcoming Round Table dates. 

Contact Fran Garritt at fgarritt@rmahq.org for more information.

Global Country Risk Management Virtual Round Table

Learn More

Three sessions – each of the three sessions is two hours, from 1pm-3pm EST. Session 1: October 19, 2020
Session 2: October 21, 2020
Session 3: October 23, 2020

Once you have registered through the RMA website you will receive an email to complete your registration for this event in Zoom.

Now offered as a virtual course, taking place in a virtual classroom setting via Zoom, Analyzing Business Tax Returns enables bank personnel to understand tax concepts relating to various business entities and the use of tax returns in estimating the customer’s ability to service debt, including how taxes influence cash flow and customer operations. Through a mix of case studies, small group activities, and active discussions, participants are better prepared to apply the content learned when they return to their jobs.

OBJECTIVES

After completing Analyzing Business Tax Returns, participants will be able to:

  • Identify key differences between financial statements and tax returns
  • Identify the characteristics, advantages, and disadvantages of C corporations, S corporations, partnerships, and LLCs
  • Follow the steps of the cash flow estimation process
  • Identify key content in tax forms relevant to credit and cash flow analysis
  • Apply fundamental tax principles
  • Estimate cash flow from business activities
  • Estimate debt service coverage
  • Make appropriate adjustments to estimate future cash flow

Analyzing Business Tax Returns is designed primarily for commercial loan officers who lend to individuals and small businesses.

Pre-course Materials

IMPORTANT: Once you register, you will receive a confirmation email with a link to download pre-course materials that must be completed prior to attending the course. Please contact Customer Care, 1-800-677-7621 or registrar@rmahq.org if you don't receive the email within one business day.

The RMA Country Risk Roundtable is for senior country risk professionals from the largest global banks. They are responsible for their banks’ views on country risk and for implementing those views within their risk management frameworks.

Upcoming Round Table: February 24, 2021 - March 24, 2021

Contact Fran Garritt at fgarritt@rmahq.org for more information.

Health Care Credit Officers Round Table

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This invitation-only meeting is for senior credit and lending officers with responsibility for their institution’s health care credit portfolio. In the meeting these leaders will discuss current industry and credit issues and share best practices in health care lending. This meeting is intended for large, super-regional and mid-tier banks with assets in excess of $10 billion.

Check back later for upcoming Round Table dates. 

Contact John Baier at jbaier@rmahq.org for more information.

Incentive Compensation

Learn More

Three sessions – each of the three sessions is two hours, from 1pm-3pm EST. Session 1: October 19, 2020
Session 2: October 21, 2020
Session 3: October 23, 2020

Once you have registered through the RMA website you will receive an email to complete your registration for this event in Zoom.

Now offered as a virtual course, taking place in a virtual classroom setting via Zoom, Analyzing Business Tax Returns enables bank personnel to understand tax concepts relating to various business entities and the use of tax returns in estimating the customer’s ability to service debt, including how taxes influence cash flow and customer operations. Through a mix of case studies, small group activities, and active discussions, participants are better prepared to apply the content learned when they return to their jobs.

OBJECTIVES

After completing Analyzing Business Tax Returns, participants will be able to:

  • Identify key differences between financial statements and tax returns
  • Identify the characteristics, advantages, and disadvantages of C corporations, S corporations, partnerships, and LLCs
  • Follow the steps of the cash flow estimation process
  • Identify key content in tax forms relevant to credit and cash flow analysis
  • Apply fundamental tax principles
  • Estimate cash flow from business activities
  • Estimate debt service coverage
  • Make appropriate adjustments to estimate future cash flow

Analyzing Business Tax Returns is designed primarily for commercial loan officers who lend to individuals and small businesses.

Pre-course Materials

IMPORTANT: Once you register, you will receive a confirmation email with a link to download pre-course materials that must be completed prior to attending the course. Please contact Customer Care, 1-800-677-7621 or registrar@rmahq.org if you don't receive the email within one business day.

In this invitation only meeting designed for HR and professionals in charge of the compensation programs, discussions will focus on framework for managing incentive compensation, pool adjustments, and data gathering and score-carding.

Check back later for upcoming Round Table dates. 

Contact Elena Noverola at enoverola@rmahq.org for more information.

Interest Rate Risk in the Banking Book Virtual Round Table

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Designed for senior risk professionals from regional institutions who manage model development, validation, and governance. Discussion will highlight evolving challenges facing the industry.

Upcoming Round Table: February 11-18, 2021

Contact Fran Garritt at fgarritt@rmahq.org for more information.

International Banks U.S. Credit Officers Virtual Round Table

Learn More

Three sessions – each of the three sessions is two hours, from 1pm-3pm EST. Session 1: October 19, 2020
Session 2: October 21, 2020
Session 3: October 23, 2020

Once you have registered through the RMA website you will receive an email to complete your registration for this event in Zoom.

Now offered as a virtual course, taking place in a virtual classroom setting via Zoom, Analyzing Business Tax Returns enables bank personnel to understand tax concepts relating to various business entities and the use of tax returns in estimating the customer’s ability to service debt, including how taxes influence cash flow and customer operations. Through a mix of case studies, small group activities, and active discussions, participants are better prepared to apply the content learned when they return to their jobs.

OBJECTIVES

After completing Analyzing Business Tax Returns, participants will be able to:

  • Identify key differences between financial statements and tax returns
  • Identify the characteristics, advantages, and disadvantages of C corporations, S corporations, partnerships, and LLCs
  • Follow the steps of the cash flow estimation process
  • Identify key content in tax forms relevant to credit and cash flow analysis
  • Apply fundamental tax principles
  • Estimate cash flow from business activities
  • Estimate debt service coverage
  • Make appropriate adjustments to estimate future cash flow

Analyzing Business Tax Returns is designed primarily for commercial loan officers who lend to individuals and small businesses.

Pre-course Materials

IMPORTANT: Once you register, you will receive a confirmation email with a link to download pre-course materials that must be completed prior to attending the course. Please contact Customer Care, 1-800-677-7621 or registrar@rmahq.org if you don't receive the email within one business day.

This invitation-only meeting is for the senior credit officer responsible for the US exposures of non-US banks. In the meeting these leaders will discuss current industry and credit issues and share best practices in credit management.

Upcoming Round Table: January 12-13, 2021

Contact John Baier at jbaier@rmahq.org for more information.

Large Community Bank Chief Credit & Risk Officer Virtual Round Table

Learn More

Three sessions – each of the three sessions is two hours, from 1pm-3pm EST. Session 1: October 19, 2020
Session 2: October 21, 2020
Session 3: October 23, 2020

Once you have registered through the RMA website you will receive an email to complete your registration for this event in Zoom.

Now offered as a virtual course, taking place in a virtual classroom setting via Zoom, Analyzing Business Tax Returns enables bank personnel to understand tax concepts relating to various business entities and the use of tax returns in estimating the customer’s ability to service debt, including how taxes influence cash flow and customer operations. Through a mix of case studies, small group activities, and active discussions, participants are better prepared to apply the content learned when they return to their jobs.

OBJECTIVES

After completing Analyzing Business Tax Returns, participants will be able to:

  • Identify key differences between financial statements and tax returns
  • Identify the characteristics, advantages, and disadvantages of C corporations, S corporations, partnerships, and LLCs
  • Follow the steps of the cash flow estimation process
  • Identify key content in tax forms relevant to credit and cash flow analysis
  • Apply fundamental tax principles
  • Estimate cash flow from business activities
  • Estimate debt service coverage
  • Make appropriate adjustments to estimate future cash flow

Analyzing Business Tax Returns is designed primarily for commercial loan officers who lend to individuals and small businesses.

Pre-course Materials

IMPORTANT: Once you register, you will receive a confirmation email with a link to download pre-course materials that must be completed prior to attending the course. Please contact Customer Care, 1-800-677-7621 or registrar@rmahq.org if you don't receive the email within one business day.

This is an invitation-only meeting for the chief credit or risk officer of banks between $3 and $10 billion in assets. In the meeting, the leaders discuss current credit issues, share best practices in credit and risk management, and explore solutions to current industry challenges.

Upcoming Round Table: February 16, 2021 - March 2, 2021

Contact John Baier at jbaier@rmahq.org for more information.

Market Risk Virtual Round Table

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For market risk officers from major institutions concerned with trading activities, counterparty, and asset/liability management risk. Discussion centers on current and emerging issues.

Upcoming Round Table: November 17, 2020

Contact Fran Garritt at fgarritt@rmahq.org for more information.

Middle Market Credit Officers Virtual Round Table

Learn More

Three sessions – each of the three sessions is two hours, from 1pm-3pm EST. Session 1: October 19, 2020
Session 2: October 21, 2020
Session 3: October 23, 2020

Once you have registered through the RMA website you will receive an email to complete your registration for this event in Zoom.

Now offered as a virtual course, taking place in a virtual classroom setting via Zoom, Analyzing Business Tax Returns enables bank personnel to understand tax concepts relating to various business entities and the use of tax returns in estimating the customer’s ability to service debt, including how taxes influence cash flow and customer operations. Through a mix of case studies, small group activities, and active discussions, participants are better prepared to apply the content learned when they return to their jobs.

OBJECTIVES

After completing Analyzing Business Tax Returns, participants will be able to:

  • Identify key differences between financial statements and tax returns
  • Identify the characteristics, advantages, and disadvantages of C corporations, S corporations, partnerships, and LLCs
  • Follow the steps of the cash flow estimation process
  • Identify key content in tax forms relevant to credit and cash flow analysis
  • Apply fundamental tax principles
  • Estimate cash flow from business activities
  • Estimate debt service coverage
  • Make appropriate adjustments to estimate future cash flow

Analyzing Business Tax Returns is designed primarily for commercial loan officers who lend to individuals and small businesses.

Pre-course Materials

IMPORTANT: Once you register, you will receive a confirmation email with a link to download pre-course materials that must be completed prior to attending the course. Please contact Customer Care, 1-800-677-7621 or registrar@rmahq.org if you don't receive the email within one business day.

This invitation-only meeting, for Credit/Risk officer governing over middle market size credits, shared national deals and specialty lending.

Upcoming Round Table: May 3-5, 2021

Contact Laurie Foster at lfoster@rmahq.org for more information.

Mid-Tier Banks Model Risk Virtual Round Table

Learn More

Three sessions – each of the three sessions is two hours, from 1pm-3pm EST. Session 1: October 19, 2020
Session 2: October 21, 2020
Session 3: October 23, 2020

Once you have registered through the RMA website you will receive an email to complete your registration for this event in Zoom.

Now offered as a virtual course, taking place in a virtual classroom setting via Zoom, Analyzing Business Tax Returns enables bank personnel to understand tax concepts relating to various business entities and the use of tax returns in estimating the customer’s ability to service debt, including how taxes influence cash flow and customer operations. Through a mix of case studies, small group activities, and active discussions, participants are better prepared to apply the content learned when they return to their jobs.

OBJECTIVES

After completing Analyzing Business Tax Returns, participants will be able to:

  • Identify key differences between financial statements and tax returns
  • Identify the characteristics, advantages, and disadvantages of C corporations, S corporations, partnerships, and LLCs
  • Follow the steps of the cash flow estimation process
  • Identify key content in tax forms relevant to credit and cash flow analysis
  • Apply fundamental tax principles
  • Estimate cash flow from business activities
  • Estimate debt service coverage
  • Make appropriate adjustments to estimate future cash flow

Analyzing Business Tax Returns is designed primarily for commercial loan officers who lend to individuals and small businesses.

Pre-course Materials

IMPORTANT: Once you register, you will receive a confirmation email with a link to download pre-course materials that must be completed prior to attending the course. Please contact Customer Care, 1-800-677-7621 or registrar@rmahq.org if you don't receive the email within one business day.

Designed for senior risk professionals from mid-tier institutions who manage model development, validation, and governance. Discussion will highlight evolving challenges facing the industry.

Upcoming Round Table: January 21-28, 2021

Contact Fran Garritt at fgarritt@rmahq.org for more information.

Mid-Tier Chief Risk Officers Virtual Round Table

Learn More

Three sessions – each of the three sessions is two hours, from 1pm-3pm EST. Session 1: October 19, 2020
Session 2: October 21, 2020
Session 3: October 23, 2020

Once you have registered through the RMA website you will receive an email to complete your registration for this event in Zoom.

Now offered as a virtual course, taking place in a virtual classroom setting via Zoom, Analyzing Business Tax Returns enables bank personnel to understand tax concepts relating to various business entities and the use of tax returns in estimating the customer’s ability to service debt, including how taxes influence cash flow and customer operations. Through a mix of case studies, small group activities, and active discussions, participants are better prepared to apply the content learned when they return to their jobs.

OBJECTIVES

After completing Analyzing Business Tax Returns, participants will be able to:

  • Identify key differences between financial statements and tax returns
  • Identify the characteristics, advantages, and disadvantages of C corporations, S corporations, partnerships, and LLCs
  • Follow the steps of the cash flow estimation process
  • Identify key content in tax forms relevant to credit and cash flow analysis
  • Apply fundamental tax principles
  • Estimate cash flow from business activities
  • Estimate debt service coverage
  • Make appropriate adjustments to estimate future cash flow

Analyzing Business Tax Returns is designed primarily for commercial loan officers who lend to individuals and small businesses.

Pre-course Materials

IMPORTANT: Once you register, you will receive a confirmation email with a link to download pre-course materials that must be completed prior to attending the course. Please contact Customer Care, 1-800-677-7621 or registrar@rmahq.org if you don't receive the email within one business day.

In this invitation-only meeting, chief risk officers of mid-tier banks discuss current risk issues, share best practices, and explore solutions to current industry challenges.

Upcoming Round Table: February 5-18, 2021

Contact Mike Dignen at mdignen@rmahq.org for more information.

Mid-Tier Credit Officers Round Table

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In this invitation-only meeting, chief credit officers of mid-tier banks discuss current credit issues, share best practices, and explore solutions to current industry challenges.

Upcoming Round Table: February 4-18, 2021

Contact John Baier at jbaier@rmahq.org for more information.

Mid-Tier Senior Workout Officers Round Table

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Three sessions – each of the three sessions is two hours, from 1pm-3pm EST. Session 1: October 19, 2020
Session 2: October 21, 2020
Session 3: October 23, 2020

Once you have registered through the RMA website you will receive an email to complete your registration for this event in Zoom.

Now offered as a virtual course, taking place in a virtual classroom setting via Zoom, Analyzing Business Tax Returns enables bank personnel to understand tax concepts relating to various business entities and the use of tax returns in estimating the customer’s ability to service debt, including how taxes influence cash flow and customer operations. Through a mix of case studies, small group activities, and active discussions, participants are better prepared to apply the content learned when they return to their jobs.

OBJECTIVES

After completing Analyzing Business Tax Returns, participants will be able to:

  • Identify key differences between financial statements and tax returns
  • Identify the characteristics, advantages, and disadvantages of C corporations, S corporations, partnerships, and LLCs
  • Follow the steps of the cash flow estimation process
  • Identify key content in tax forms relevant to credit and cash flow analysis
  • Apply fundamental tax principles
  • Estimate cash flow from business activities
  • Estimate debt service coverage
  • Make appropriate adjustments to estimate future cash flow

Analyzing Business Tax Returns is designed primarily for commercial loan officers who lend to individuals and small businesses.

Pre-course Materials

IMPORTANT: Once you register, you will receive a confirmation email with a link to download pre-course materials that must be completed prior to attending the course. Please contact Customer Care, 1-800-677-7621 or registrar@rmahq.org if you don't receive the email within one business day.

This invitation-only meeting is for senior officers of mid-sized banks who are responsible for their institution’s loan workout function. In the meeting workout leaders will discuss current credit issues and share best practices in loan workout and resolution. This meeting is intended for banks with assets generally between $10 and $60 billion.

Upcoming Roundtable: November 19-20, 2020

Contact John Baier at jbaier@rmahq.org for more information.

Midwest Commercial Real Estate Round Table

Learn More

Three sessions – each of the three sessions is two hours, from 1pm-3pm EST. Session 1: October 19, 2020
Session 2: October 21, 2020
Session 3: October 23, 2020

Once you have registered through the RMA website you will receive an email to complete your registration for this event in Zoom.

Now offered as a virtual course, taking place in a virtual classroom setting via Zoom, Analyzing Business Tax Returns enables bank personnel to understand tax concepts relating to various business entities and the use of tax returns in estimating the customer’s ability to service debt, including how taxes influence cash flow and customer operations. Through a mix of case studies, small group activities, and active discussions, participants are better prepared to apply the content learned when they return to their jobs.

OBJECTIVES

After completing Analyzing Business Tax Returns, participants will be able to:

  • Identify key differences between financial statements and tax returns
  • Identify the characteristics, advantages, and disadvantages of C corporations, S corporations, partnerships, and LLCs
  • Follow the steps of the cash flow estimation process
  • Identify key content in tax forms relevant to credit and cash flow analysis
  • Apply fundamental tax principles
  • Estimate cash flow from business activities
  • Estimate debt service coverage
  • Make appropriate adjustments to estimate future cash flow

Analyzing Business Tax Returns is designed primarily for commercial loan officers who lend to individuals and small businesses.

Pre-course Materials

IMPORTANT: Once you register, you will receive a confirmation email with a link to download pre-course materials that must be completed prior to attending the course. Please contact Customer Care, 1-800-677-7621 or registrar@rmahq.org if you don't receive the email within one business day.

In this invitation-only meeting, senior credit officers responsible for commercial real estate in the Midwest Region discuss current credit issues and share best practices in credit management, policy and portfolio management. This meeting is generally for banks with assets greater than $3 billion.

Upcoming Roundtable: December 9-10, 2020

Contact John Baier at jbaier@rmahq.org for more information.

Midwest Credit Officers Virtual Round Table

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In this invitation-only meeting, senior and regional credit officers in the Midwest region discuss current credit issues and share best practices in credit management, policy and portfolio management. This meeting is for banks with assets greater than $3 billion.

Upcoming Round Table: December 7-8, 2020

Contact John Baier at jbaier@rmahq.org for more information.

North American Chief Risk Officer Round Table

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Three sessions – each of the three sessions is two hours, from 1pm-3pm EST. Session 1: October 19, 2020
Session 2: October 21, 2020
Session 3: October 23, 2020

Once you have registered through the RMA website you will receive an email to complete your registration for this event in Zoom.

Now offered as a virtual course, taking place in a virtual classroom setting via Zoom, Analyzing Business Tax Returns enables bank personnel to understand tax concepts relating to various business entities and the use of tax returns in estimating the customer’s ability to service debt, including how taxes influence cash flow and customer operations. Through a mix of case studies, small group activities, and active discussions, participants are better prepared to apply the content learned when they return to their jobs.

OBJECTIVES

After completing Analyzing Business Tax Returns, participants will be able to:

  • Identify key differences between financial statements and tax returns
  • Identify the characteristics, advantages, and disadvantages of C corporations, S corporations, partnerships, and LLCs
  • Follow the steps of the cash flow estimation process
  • Identify key content in tax forms relevant to credit and cash flow analysis
  • Apply fundamental tax principles
  • Estimate cash flow from business activities
  • Estimate debt service coverage
  • Make appropriate adjustments to estimate future cash flow

Analyzing Business Tax Returns is designed primarily for commercial loan officers who lend to individuals and small businesses.

Pre-course Materials

IMPORTANT: Once you register, you will receive a confirmation email with a link to download pre-course materials that must be completed prior to attending the course. Please contact Customer Care, 1-800-677-7621 or registrar@rmahq.org if you don't receive the email within one business day.

In this invitation-only meeting, Chief Risk Officers of National and Multi-national banks discuss current risk issues, share best practices, and explore solutions to current industry challenges.

Upcoming Roundtable: February 3-17, 2021

Contact Mike Dignen at mdignen@rmahq.org for more information.

North American Private Lending Virtual Round Table

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Three sessions – each of the three sessions is two hours, from 1pm-3pm EST. Session 1: October 19, 2020
Session 2: October 21, 2020
Session 3: October 23, 2020

Once you have registered through the RMA website you will receive an email to complete your registration for this event in Zoom.

Now offered as a virtual course, taking place in a virtual classroom setting via Zoom, Analyzing Business Tax Returns enables bank personnel to understand tax concepts relating to various business entities and the use of tax returns in estimating the customer’s ability to service debt, including how taxes influence cash flow and customer operations. Through a mix of case studies, small group activities, and active discussions, participants are better prepared to apply the content learned when they return to their jobs.

OBJECTIVES

After completing Analyzing Business Tax Returns, participants will be able to:

  • Identify key differences between financial statements and tax returns
  • Identify the characteristics, advantages, and disadvantages of C corporations, S corporations, partnerships, and LLCs
  • Follow the steps of the cash flow estimation process
  • Identify key content in tax forms relevant to credit and cash flow analysis
  • Apply fundamental tax principles
  • Estimate cash flow from business activities
  • Estimate debt service coverage
  • Make appropriate adjustments to estimate future cash flow

Analyzing Business Tax Returns is designed primarily for commercial loan officers who lend to individuals and small businesses.

Pre-course Materials

IMPORTANT: Once you register, you will receive a confirmation email with a link to download pre-course materials that must be completed prior to attending the course. Please contact Customer Care, 1-800-677-7621 or registrar@rmahq.org if you don't receive the email within one business day.

In this invitation-only meeting, for senior lenders and senior credit /risk officers responsible for wealth management.

Upcoming Roundtable: June 1-15, 2021

Contact Laurie Foster at lfoster@rmahq.org for more information.

Northeast Commercial Real Estate Virtual Round Table

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An invitation-only meeting for those responsible for Northeast Commercial Real Estate.

Check back later for upcoming Round Table dates. 

Contact John Baier at jbaier@rmahq.org for more information.

Northeast Credit Officers Virtual Round Table

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Three sessions – each of the three sessions is two hours, from 1pm-3pm EST. Session 1: October 19, 2020
Session 2: October 21, 2020
Session 3: October 23, 2020

Once you have registered through the RMA website you will receive an email to complete your registration for this event in Zoom.

Now offered as a virtual course, taking place in a virtual classroom setting via Zoom, Analyzing Business Tax Returns enables bank personnel to understand tax concepts relating to various business entities and the use of tax returns in estimating the customer’s ability to service debt, including how taxes influence cash flow and customer operations. Through a mix of case studies, small group activities, and active discussions, participants are better prepared to apply the content learned when they return to their jobs.

OBJECTIVES

After completing Analyzing Business Tax Returns, participants will be able to:

  • Identify key differences between financial statements and tax returns
  • Identify the characteristics, advantages, and disadvantages of C corporations, S corporations, partnerships, and LLCs
  • Follow the steps of the cash flow estimation process
  • Identify key content in tax forms relevant to credit and cash flow analysis
  • Apply fundamental tax principles
  • Estimate cash flow from business activities
  • Estimate debt service coverage
  • Make appropriate adjustments to estimate future cash flow

Analyzing Business Tax Returns is designed primarily for commercial loan officers who lend to individuals and small businesses.

Pre-course Materials

IMPORTANT: Once you register, you will receive a confirmation email with a link to download pre-course materials that must be completed prior to attending the course. Please contact Customer Care, 1-800-677-7621 or registrar@rmahq.org if you don't receive the email within one business day.

In this invitation-only meeting, senior and regional credit officers discuss current credit issues, share best practices, and explore solutions to current industry challenges.  This meeting is for banks with assets greater than $3 billion.

Check back later for upcoming Round Table dates. 

Contact John Baier at jbaier@rmahq.org for more information.

Regional Banks Market and Counterparty Risk Virtual Round Table

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Three sessions – each of the three sessions is two hours, from 1pm-3pm EST. Session 1: October 19, 2020
Session 2: October 21, 2020
Session 3: October 23, 2020

Once you have registered through the RMA website you will receive an email to complete your registration for this event in Zoom.

Now offered as a virtual course, taking place in a virtual classroom setting via Zoom, Analyzing Business Tax Returns enables bank personnel to understand tax concepts relating to various business entities and the use of tax returns in estimating the customer’s ability to service debt, including how taxes influence cash flow and customer operations. Through a mix of case studies, small group activities, and active discussions, participants are better prepared to apply the content learned when they return to their jobs.

OBJECTIVES

After completing Analyzing Business Tax Returns, participants will be able to:

  • Identify key differences between financial statements and tax returns
  • Identify the characteristics, advantages, and disadvantages of C corporations, S corporations, partnerships, and LLCs
  • Follow the steps of the cash flow estimation process
  • Identify key content in tax forms relevant to credit and cash flow analysis
  • Apply fundamental tax principles
  • Estimate cash flow from business activities
  • Estimate debt service coverage
  • Make appropriate adjustments to estimate future cash flow

Analyzing Business Tax Returns is designed primarily for commercial loan officers who lend to individuals and small businesses.

Pre-course Materials

IMPORTANT: Once you register, you will receive a confirmation email with a link to download pre-course materials that must be completed prior to attending the course. Please contact Customer Care, 1-800-677-7621 or registrar@rmahq.org if you don't receive the email within one business day.

For senior risk professionals managing market, counterparty, and liquidity risks for institutions ranging from $50 to $200 billion in assets. Discussion will highlight evolving industry and regulatory issues.

Check back later for upcoming Round Table dates. 

Contact Fran Garritt at fgarritt@rmahq.org for more information.

Regional Banks Model Risk Virtual Round Table

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Designed for senior risk professionals from regional institutions who manage model development, validation, and governance. Discussion will highlight evolving challenges facing the industry.

Upcoming Round Table: January 20 - 27, 2021

Contact Fran Garritt at fgarritt@rmahq.org for more information.

Residential Real Estate Chief Appraisers Virtual Round Table

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Three sessions – each of the three sessions is two hours, from 1pm-3pm EST. Session 1: October 19, 2020
Session 2: October 21, 2020
Session 3: October 23, 2020

Once you have registered through the RMA website you will receive an email to complete your registration for this event in Zoom.

Now offered as a virtual course, taking place in a virtual classroom setting via Zoom, Analyzing Business Tax Returns enables bank personnel to understand tax concepts relating to various business entities and the use of tax returns in estimating the customer’s ability to service debt, including how taxes influence cash flow and customer operations. Through a mix of case studies, small group activities, and active discussions, participants are better prepared to apply the content learned when they return to their jobs.

OBJECTIVES

After completing Analyzing Business Tax Returns, participants will be able to:

  • Identify key differences between financial statements and tax returns
  • Identify the characteristics, advantages, and disadvantages of C corporations, S corporations, partnerships, and LLCs
  • Follow the steps of the cash flow estimation process
  • Identify key content in tax forms relevant to credit and cash flow analysis
  • Apply fundamental tax principles
  • Estimate cash flow from business activities
  • Estimate debt service coverage
  • Make appropriate adjustments to estimate future cash flow

Analyzing Business Tax Returns is designed primarily for commercial loan officers who lend to individuals and small businesses.

Pre-course Materials

IMPORTANT: Once you register, you will receive a confirmation email with a link to download pre-course materials that must be completed prior to attending the course. Please contact Customer Care, 1-800-677-7621 or registrar@rmahq.org if you don't receive the email within one business day.

In this invitation-only meeting, chief appraisers responsible for residential real estate in large, regional, and mid-tier financial institutions discuss current issues, share best practices, and explore solutions to current industry challenges.

Check back later for upcoming Round Table dates. 

Contact John Baier at jbaier@rmahq.org for more information.

Senior Workout Officers Canada Winter Meeting

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Three sessions – each of the three sessions is two hours, from 1pm-3pm EST. Session 1: October 19, 2020
Session 2: October 21, 2020
Session 3: October 23, 2020

Once you have registered through the RMA website you will receive an email to complete your registration for this event in Zoom.

Now offered as a virtual course, taking place in a virtual classroom setting via Zoom, Analyzing Business Tax Returns enables bank personnel to understand tax concepts relating to various business entities and the use of tax returns in estimating the customer’s ability to service debt, including how taxes influence cash flow and customer operations. Through a mix of case studies, small group activities, and active discussions, participants are better prepared to apply the content learned when they return to their jobs.

OBJECTIVES

After completing Analyzing Business Tax Returns, participants will be able to:

  • Identify key differences between financial statements and tax returns
  • Identify the characteristics, advantages, and disadvantages of C corporations, S corporations, partnerships, and LLCs
  • Follow the steps of the cash flow estimation process
  • Identify key content in tax forms relevant to credit and cash flow analysis
  • Apply fundamental tax principles
  • Estimate cash flow from business activities
  • Estimate debt service coverage
  • Make appropriate adjustments to estimate future cash flow

Analyzing Business Tax Returns is designed primarily for commercial loan officers who lend to individuals and small businesses.

Pre-course Materials

IMPORTANT: Once you register, you will receive a confirmation email with a link to download pre-course materials that must be completed prior to attending the course. Please contact Customer Care, 1-800-677-7621 or registrar@rmahq.org if you don't receive the email within one business day.

This is an invitation-only meeting for head of the loan workout function of the large Canadian banks. In the meeting, the workout leaders discuss current credit issues, share best practices, and explore solutions to current industry challenges.

Upcoming Roundtable: December 7, 2020

Contact John Baier at jbaier@rmahq.org for more information.

Senior Workout Officer's Fall Meeting

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Three sessions – each of the three sessions is two hours, from 1pm-3pm EST. Session 1: October 19, 2020
Session 2: October 21, 2020
Session 3: October 23, 2020

Once you have registered through the RMA website you will receive an email to complete your registration for this event in Zoom.

Now offered as a virtual course, taking place in a virtual classroom setting via Zoom, Analyzing Business Tax Returns enables bank personnel to understand tax concepts relating to various business entities and the use of tax returns in estimating the customer’s ability to service debt, including how taxes influence cash flow and customer operations. Through a mix of case studies, small group activities, and active discussions, participants are better prepared to apply the content learned when they return to their jobs.

OBJECTIVES

After completing Analyzing Business Tax Returns, participants will be able to:

  • Identify key differences between financial statements and tax returns
  • Identify the characteristics, advantages, and disadvantages of C corporations, S corporations, partnerships, and LLCs
  • Follow the steps of the cash flow estimation process
  • Identify key content in tax forms relevant to credit and cash flow analysis
  • Apply fundamental tax principles
  • Estimate cash flow from business activities
  • Estimate debt service coverage
  • Make appropriate adjustments to estimate future cash flow

Analyzing Business Tax Returns is designed primarily for commercial loan officers who lend to individuals and small businesses.

Pre-course Materials

IMPORTANT: Once you register, you will receive a confirmation email with a link to download pre-course materials that must be completed prior to attending the course. Please contact Customer Care, 1-800-677-7621 or registrar@rmahq.org if you don't receive the email within one business day.

In this invitation-only meeting, for senior managers of the workout function at the largest financial institutions with credit exposure in the United States.

Upcoming Roundtable: November 18, 2020

Contact Laurie Foster at lfoster@rmahq.org for more information.

Senior Workout Officer's Virtual Round Table

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In this invitation-only meeting, for senior workout officers and senior managers who are generally focused on handling collections for business banking and retail credits.

Upcoming Roundtable: April 6-8, 2021

Contact Laurie Foster at lfoster@rmahq.org for more information.

Small Business Administration Virtual Round Table

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In this invitation-only meeting, senior credit and risk officers responsible for the bank’s SBA program exchange best practices and explore solutions to current challenges.

Upcoming Roundtable: March 23, 2021

Contact John Baier at jbaier@rmahq.org for more information.

Southeastern Credit Officers Virtual Round Table

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Three sessions – each of the three sessions is two hours, from 1pm-3pm EST. Session 1: October 19, 2020
Session 2: October 21, 2020
Session 3: October 23, 2020

Once you have registered through the RMA website you will receive an email to complete your registration for this event in Zoom.

Now offered as a virtual course, taking place in a virtual classroom setting via Zoom, Analyzing Business Tax Returns enables bank personnel to understand tax concepts relating to various business entities and the use of tax returns in estimating the customer’s ability to service debt, including how taxes influence cash flow and customer operations. Through a mix of case studies, small group activities, and active discussions, participants are better prepared to apply the content learned when they return to their jobs.

OBJECTIVES

After completing Analyzing Business Tax Returns, participants will be able to:

  • Identify key differences between financial statements and tax returns
  • Identify the characteristics, advantages, and disadvantages of C corporations, S corporations, partnerships, and LLCs
  • Follow the steps of the cash flow estimation process
  • Identify key content in tax forms relevant to credit and cash flow analysis
  • Apply fundamental tax principles
  • Estimate cash flow from business activities
  • Estimate debt service coverage
  • Make appropriate adjustments to estimate future cash flow

Analyzing Business Tax Returns is designed primarily for commercial loan officers who lend to individuals and small businesses.

Pre-course Materials

IMPORTANT: Once you register, you will receive a confirmation email with a link to download pre-course materials that must be completed prior to attending the course. Please contact Customer Care, 1-800-677-7621 or registrar@rmahq.org if you don't receive the email within one business day.

In this invitation-only meeting, for Senior or Regional Commercial Credit Officers of Mid-tier, Regional and Large banks.

Upcoming Round Table: June 3-4, 2021

Contact Laurie Foster at lfoster@rmahq.org for more information.

Southeastern Real Estate Virtual Round Table

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Three sessions – each of the three sessions is two hours, from 1pm-3pm EST. Session 1: October 19, 2020
Session 2: October 21, 2020
Session 3: October 23, 2020

Once you have registered through the RMA website you will receive an email to complete your registration for this event in Zoom.

Now offered as a virtual course, taking place in a virtual classroom setting via Zoom, Analyzing Business Tax Returns enables bank personnel to understand tax concepts relating to various business entities and the use of tax returns in estimating the customer’s ability to service debt, including how taxes influence cash flow and customer operations. Through a mix of case studies, small group activities, and active discussions, participants are better prepared to apply the content learned when they return to their jobs.

OBJECTIVES

After completing Analyzing Business Tax Returns, participants will be able to:

  • Identify key differences between financial statements and tax returns
  • Identify the characteristics, advantages, and disadvantages of C corporations, S corporations, partnerships, and LLCs
  • Follow the steps of the cash flow estimation process
  • Identify key content in tax forms relevant to credit and cash flow analysis
  • Apply fundamental tax principles
  • Estimate cash flow from business activities
  • Estimate debt service coverage
  • Make appropriate adjustments to estimate future cash flow

Analyzing Business Tax Returns is designed primarily for commercial loan officers who lend to individuals and small businesses.

Pre-course Materials

IMPORTANT: Once you register, you will receive a confirmation email with a link to download pre-course materials that must be completed prior to attending the course. Please contact Customer Care, 1-800-677-7621 or registrar@rmahq.org if you don't receive the email within one business day.

In this invitation-only meeting, for the senior manager or the senior credit officer responsible for real estate lending at southeastern financial institutions with assets exceeding $3 billion.

Upcoming Roundtable: June 10-11, 2021

Contact Laurie Foster at lfoster@rmahq.org for more information.

Texas/Oklahoma Commercial Real Estate Virtual Round Table

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Three sessions – each of the three sessions is two hours, from 1pm-3pm EST. Session 1: October 19, 2020
Session 2: October 21, 2020
Session 3: October 23, 2020

Once you have registered through the RMA website you will receive an email to complete your registration for this event in Zoom.

Now offered as a virtual course, taking place in a virtual classroom setting via Zoom, Analyzing Business Tax Returns enables bank personnel to understand tax concepts relating to various business entities and the use of tax returns in estimating the customer’s ability to service debt, including how taxes influence cash flow and customer operations. Through a mix of case studies, small group activities, and active discussions, participants are better prepared to apply the content learned when they return to their jobs.

OBJECTIVES

After completing Analyzing Business Tax Returns, participants will be able to:

  • Identify key differences between financial statements and tax returns
  • Identify the characteristics, advantages, and disadvantages of C corporations, S corporations, partnerships, and LLCs
  • Follow the steps of the cash flow estimation process
  • Identify key content in tax forms relevant to credit and cash flow analysis
  • Apply fundamental tax principles
  • Estimate cash flow from business activities
  • Estimate debt service coverage
  • Make appropriate adjustments to estimate future cash flow

Analyzing Business Tax Returns is designed primarily for commercial loan officers who lend to individuals and small businesses.

Pre-course Materials

IMPORTANT: Once you register, you will receive a confirmation email with a link to download pre-course materials that must be completed prior to attending the course. Please contact Customer Care, 1-800-677-7621 or registrar@rmahq.org if you don't receive the email within one business day.

This invitation-only meeting is for senior and regional credit and lending officers who have responsibility for the commercial real estate portfolio at banks doing business in the Texas/Oklahoma region. In the meeting, these leaders will discuss current credit issues impacting the region and share best practices for managing their loan portfolios. This meeting is for banks with assets greater than $3 billion.

Check back later for upcoming Round Table dates. 

Contact John Baier at jbaier@rmahq.org for more information.

Texas/Oklahoma Credit Officers Virtual Round Table

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Three sessions – each of the three sessions is two hours, from 1pm-3pm EST. Session 1: October 19, 2020
Session 2: October 21, 2020
Session 3: October 23, 2020

Once you have registered through the RMA website you will receive an email to complete your registration for this event in Zoom.

Now offered as a virtual course, taking place in a virtual classroom setting via Zoom, Analyzing Business Tax Returns enables bank personnel to understand tax concepts relating to various business entities and the use of tax returns in estimating the customer’s ability to service debt, including how taxes influence cash flow and customer operations. Through a mix of case studies, small group activities, and active discussions, participants are better prepared to apply the content learned when they return to their jobs.

OBJECTIVES

After completing Analyzing Business Tax Returns, participants will be able to:

  • Identify key differences between financial statements and tax returns
  • Identify the characteristics, advantages, and disadvantages of C corporations, S corporations, partnerships, and LLCs
  • Follow the steps of the cash flow estimation process
  • Identify key content in tax forms relevant to credit and cash flow analysis
  • Apply fundamental tax principles
  • Estimate cash flow from business activities
  • Estimate debt service coverage
  • Make appropriate adjustments to estimate future cash flow

Analyzing Business Tax Returns is designed primarily for commercial loan officers who lend to individuals and small businesses.

Pre-course Materials

IMPORTANT: Once you register, you will receive a confirmation email with a link to download pre-course materials that must be completed prior to attending the course. Please contact Customer Care, 1-800-677-7621 or registrar@rmahq.org if you don't receive the email within one business day.

This invitation-only meeting is for senior and regional credit officers of banks doing business in the Texas/Oklahoma region. In the meeting, these credit leaders will discuss current credit issues, share best practices, and explore solutions to current industry challenges. This meeting is for banks with assets greater than $3 billion.

Check back later for upcoming Round Table dates. 

Contact John Baier at jbaier@rmahq.org for more information.

Third Party Risk Management Virtual Round Table

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This invitation only meeting, designed for the financial services CPOs and third party risk management directors provides and opportunity to share best practices, technologies, challenges and solutions for vendors and non-vendors.

Upcoming Roundtable: March 15-31, 2021

Contact Sylwia Czajkowska at sczajkowska@rmahq.org for more information.

Western Commercial Real Estate Virtual Round Table

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Three sessions – each of the three sessions is two hours, from 1pm-3pm EST. Session 1: October 19, 2020
Session 2: October 21, 2020
Session 3: October 23, 2020

Once you have registered through the RMA website you will receive an email to complete your registration for this event in Zoom.

Now offered as a virtual course, taking place in a virtual classroom setting via Zoom, Analyzing Business Tax Returns enables bank personnel to understand tax concepts relating to various business entities and the use of tax returns in estimating the customer’s ability to service debt, including how taxes influence cash flow and customer operations. Through a mix of case studies, small group activities, and active discussions, participants are better prepared to apply the content learned when they return to their jobs.

OBJECTIVES

After completing Analyzing Business Tax Returns, participants will be able to:

  • Identify key differences between financial statements and tax returns
  • Identify the characteristics, advantages, and disadvantages of C corporations, S corporations, partnerships, and LLCs
  • Follow the steps of the cash flow estimation process
  • Identify key content in tax forms relevant to credit and cash flow analysis
  • Apply fundamental tax principles
  • Estimate cash flow from business activities
  • Estimate debt service coverage
  • Make appropriate adjustments to estimate future cash flow

Analyzing Business Tax Returns is designed primarily for commercial loan officers who lend to individuals and small businesses.

Pre-course Materials

IMPORTANT: Once you register, you will receive a confirmation email with a link to download pre-course materials that must be completed prior to attending the course. Please contact Customer Care, 1-800-677-7621 or registrar@rmahq.org if you don't receive the email within one business day.

In this invitation-only meeting, senior credit officers responsible for commercial real estate in the Western Region discuss current credit issues and share best practices in credit management, policy and portfolio management. This meeting is generally for banks with assets greater than $3 billion.

Upcoming Roundtable: February 8-9, 2021

Contact John Baier at jbaier@rmahq.org for more information.

Western Region Credit Officers Round Table

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In this invitation-only meeting, senior and regional credit officers in the Western region discuss current credit issues and share best practices in credit management, policy and portfolio management. This meeting is for banks with assets greater than $3 billion.

Upcoming Roundtable: February 1-2, 2021

Contact John Baier at jbaier@rmahq.org for more information.

Workout Officers Virtual Round Table

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Three sessions – each of the three sessions is two hours, from 1pm-3pm EST. Session 1: October 19, 2020
Session 2: October 21, 2020
Session 3: October 23, 2020

Once you have registered through the RMA website you will receive an email to complete your registration for this event in Zoom.

Now offered as a virtual course, taking place in a virtual classroom setting via Zoom, Analyzing Business Tax Returns enables bank personnel to understand tax concepts relating to various business entities and the use of tax returns in estimating the customer’s ability to service debt, including how taxes influence cash flow and customer operations. Through a mix of case studies, small group activities, and active discussions, participants are better prepared to apply the content learned when they return to their jobs.

OBJECTIVES

After completing Analyzing Business Tax Returns, participants will be able to:

  • Identify key differences between financial statements and tax returns
  • Identify the characteristics, advantages, and disadvantages of C corporations, S corporations, partnerships, and LLCs
  • Follow the steps of the cash flow estimation process
  • Identify key content in tax forms relevant to credit and cash flow analysis
  • Apply fundamental tax principles
  • Estimate cash flow from business activities
  • Estimate debt service coverage
  • Make appropriate adjustments to estimate future cash flow

Analyzing Business Tax Returns is designed primarily for commercial loan officers who lend to individuals and small businesses.

Pre-course Materials

IMPORTANT: Once you register, you will receive a confirmation email with a link to download pre-course materials that must be completed prior to attending the course. Please contact Customer Care, 1-800-677-7621 or registrar@rmahq.org if you don't receive the email within one business day.

This invitation-only meeting is for senior workout officers of regional banks, deputy workout officers of large banks, and heads of business banking workout. In the meeting, the workout leaders exchange best practices in loan workout and explore solutions to current challenges.

Upcoming Round Table: April 28, 2021

Contact John Baier at jbaier@rmahq.org for more information.

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