Credit Risk Policy Round Table

Participate in interactive discussions that will focus on credit risk issues. Banks of all sizes are encouraged to attend.

CRC: 3 CEUs 

Registration fee: $250 

Enterprise Risk Management Round Table

Designed for banks under $10B that are well under way in the ERM process, this round table will feature interactive discussions focusing on enterprise risk management issues.

CRC: 3 CEUs 

Registration fee: $250 

Registration 

RMA Registration Booth

First Time Attendees Cocktail Reception

Is this your first RMA Annual Conference? We’d love to welcome you to the event. Please join us for a drink and an overview of the conference. We look forward to meeting you. Registration, while free, is required.

Opening Reception in Main Exhibit Hall

Breakfast/Innovation Sessions

Informative sessions on a timely industry topic presented by one of our industry partners.
Topics to be announced.

General Breakfast in the Exhibit Hall

Welcome

Nancy Foster, President & CEO, RMA and Edward Schreiber, RMA Chair, EVP and Chief Risk Officer, Zions Bancorporation

Keynote Speaker

Joseph M. Otting, Comptroller of the Currency

Coffee Break in the Exhibit Hall

Break Out Sessions Group 1

1. Chief Risk Officer Panel
   Leading bank CROs will discuss emerging risks and what is on their radar for 2019.

2. Bubble, Bubble, Who’s in Trouble?
   Regulators are ringing the warning bell on the ongoing bubble formation in commercial real estate. When is the next bubble-burst and where? How will deregulation affect CRE prices? The impact on loan pricing, deal structure and volume, and capital allocation has yet to unfold. Join Justin Bakst, director of Capital Markets at Costar as he addresses these and other salient market risks.

3. Liquidity Risk Panel
   This session will discuss how liquidity risk is identified, measured, and managed. This very important risk needs serious consideration as banks create governance to best manage their positions.

4. Portfolio Concentration Issues for Community Banks
   Concentrations kill. Are community banks susceptible to unwanted concentrations based upon their markets, strategies, or historical success? Hear from bankers who recognize the risks that concentrations are posing for their banks and how they are managing to their unique situations.

5. KRI vs. KPI
   What are best practices around key risk indicators and key production indicators? What insights should each of these be providing to your bank and are you using them to their fullest potential? 

6. Session to be determined

Break Out Sessions Group 2

1. CECL Implementation for Community Banks
   There is a lot of confusion about CECL and what it will mean for community banks. Hear from experts who are sharing ideas and concepts to de-mystify the CECL mandate and help your bank prepare for the change.

2. Opportunities and Challenges for Lending: The External and Internal Forces that Should Determine Your Strategy
   Hear the authors of this recent article in The RMA Journal discuss what is affecting banks most at this point in the lending cycle.

3. Women in Banking Panel
   Leaders from the C-suite will share insights on topics such as career advancement, bringing more women into banking and what initiatives they have founded or support at their banks to raise women’s issues in the workplace.

4. Business Resiliency Challenges and Strategies
   Risk is defined as the uncertainty of outcomes in pursuit of objectives. There are a range of risks that banks must consider and prepare for so that they are not caught off-guard should they occur. Hear experts explore such unforeseen events as natural disasters, cybersecurity breaches and next-gen demands.

5. Building and Sustaining a High Performance Culture
   High performing culture sets apart the best companies from the good ones. Discuss with a leading risk manager how your organization can build a culture that ensures your success well into the future.

6. The GAAP Gap: Accounting’s Perfect Storm
   GAAP is facing three monumental changes that taken separately, would be a huge adjustment to how we are running our businesses. Hear how revenue recognition, lease capitalization, and CECL will all be coming on line very close together and creating a perfect storm for the industry.

Lunch

Lunch/Innovation Sessions

Informative sessions on a timely industry topic presented by one of our industry partners.
Topics to be announced.

Keynote Speaker

Richard A. Clarke, Chairman and CEO, Good Harbor Security Risk Management, LLC

Table Topic Discussion

Share interactive conversations with your peers on a variety of topics. Our facilitator will have talking points but the conversation belongs to you! Please plan to attend one of the following table discussions:

• Energy Lending
• Talent Recruitment and Retention
• CRE Update
• Retail Book Discussion
• Board Communication Best Practices
• Weighing New Product Development vs. Strategic Risk
• Regulatory Hot Topics
• CECL Idea Sharing
• YP Session
• Third Party Risk Management

Topics subject to change

Snack Break in Exhibit Hall

Break Out Sessions Group 3

1. Mid-Tier/Large Bank CCO Panel
   How is your bank prepping for the downturn? Hear three mid-tier/large bank CCOs discuss their emerging risks and what strategies they are employing to get ready for the eventual turn in the economy.

2. Community Bank CCO Panel
   Visit with a panel of CCOs who are managing the spectrum of emerging risks at their respective community banks.

3. Third-Party Risk Management
   TPRM continues to grow in importance and complexity. Find out the most efficient ways to categorize and manage the hundreds/thousands of vendors you are legally required to manage.

4. A Look at the Retail Book
   Retail portfolios are sometimes leading indicators of economic changes in the market. Discuss the present issues around credit cards, mortgage, student loans, and residential mortgages with retail leadership at two large banks. Other retail topics are bound to make the list as well!

5. Blockchain Is Here to Stay
   It is easy to confuse blockchain with cryptocurrencies because that is the most recognizable application of the technology. Learn what blockchains are being developed and how distributed ledger concepts are poised to benefit banks.

6. Session to be determined

Networking Reception in the Exhibit Hall

Breakfast/Innovation Sessions

Informative sessions on a timely industry topic presented by one of our industry partners.
Topics to be announced.

General Breakfast in the Exhibit Hall

Awards

Nancy Foster, President & CEO, RMA and Edward Schreiber, RMA Chair, EVP and Chief Risk Officer, Zions Bancorporation

Keynote Speaker

Mark M. Zandi, Chief Economist, Moody’s Analytics – Economic Update and Forecast

Keynote Speaker

Kathy Pearson, Wharton Business School Perceptive Leadership: How Risk Managers Can Better Manage Uncertainty.

Coffee and Exhibit Hall Break

Time with Your Regulator Session

Regulators from the FDIC, FRB, and OCC will be hosting discussions in separate breakout rooms to inform the banks of emerging risks and to hear from their respective constituencies. This in an opportunity to engage with your regulator on topics of concern.

Lunch

Annual Conference Adjourns

Operational Risk Forum: Community Bank Vendor Risk Management

(optional; additional registration fees apply)

Third-party relationships are becoming a critical component of operational risk frameworks for organizations of all sizes. Amid mounting pressure from regulators, institutions like yours are challenged with meeting regulatory expectations and ensuring their programs help mitigate the risks related to third-party relationships.

Although an attractive option for reducing operating expenses, third-party vendors can present a myriad of risks including financial risk quality, scalability, security, privacy, and regulatory risk. Learn how to manage vendor risk starting with due diligence and vendor selection, continuing through contract review and vendor monitoring, and concluding with post-termination issues. Master the essential elements and controls that should be addressed to reduce risk.

• Learn how to maintain successful relationships with your third-party vendors.

• Understand why the proper due diligence may help you not only lower costs, but ensure your vendors meet the regulatory expectations.

• Determine how you can use your existing operational risk framework to manage your vendors.

• Establish an ongoing monitoring process for your vendors.

CRC: 6 CEUs

Registration fee: RMA Member (seminar alone): $595

RMA Member (with full conference registration): $395

Nonmember: $750

The ALLL Workshop: Understanding CECL

(optional; additional registration fees apply)

This comprehensive workshop is a scenario-based training program presenting the key estimating, regulatory, and accounting challenges faced by community banks in determining its reserves—a bank’s most critical quarterly calculation.

The program is developed and presented by MST, the education-based and leading provider of ALLL solutions to community banks. Experts in various disciplines will present information and best-practice approaches—regulatory, accounting, technology, etc.—related to estimating the ALLL and the transition to CECL and will provide course materials that allow you to apply lessons learned in working through various allowance scenarios.

• Streamline your ALLL data collection, processes, planning for transition.

• CECL modeling ideas and examples.

• Using and creating economic forecasts.

CRC: 12 CEUs

Registration fee: RMA Member (seminar alone): $915

RMA Member (with full conference registration): $685

Nonmember: $1,235