Flexible Dual Risk Rating Software for All Your Scoring & Reporting Needs

Fees for each selected webinar:

RMA Associates: $170 
Nonassociates from Member Institutions/Professional Members: $180
Nonmembers: $230

Multiple listeners permitted free in the same room. Include as many as can fit in your conference room.  

Register for two or more webinars.

20% 

DISCOUNT

Use Promo Code: RRWS20

What We’re Hearing

To achieve our plans for growth, we need to increase the sophistication of our risk rating methodology. This product already solves for the problem we have.

Credit Manager at $5B institution

A structured risk rating process enables us to have a more objective, impartial conversation to compare the risk/reward of a deal.

Senior Commercial Credit Administrator at $16B institution

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RMA is pleased to introduce a new webinar series addressing the top challenges facing the financial services industry and providing practical solutions to allow your institution to thrive. Created by risk professionals for risk professionals, this new resource continues RMA’s mission of helping your institution manage emerging risks in an increasingly complex market. The webinar series will feature two 1-hour webinars every first and third Tuesday of the month on a variety of current topics. Because of the timely nature of this series and our desire to bring you the most relevant content, the additional webinars will be announced at a later date.

Purchase all remaining live webinars in the series as a package.
Recordings of the webinars can be purchased below as they become available after their air date.

Purchase Full Series
Register for two or more webinars.

20% 

DISCOUNT

Use Promo Code: RRWS20
No matter what kind of credit scoring technology you use now, RMA’s new software makes it easier and faster than ever to implement dual risk rating at your bank. With its intuitive user interface, prebuilt scorecards, and powerful features to manage client ratings and overall portfolio quality, our solution provides consistent, granular, and transparent risk ratings you can trust at scale.
Schedule Demo

How It Works

Access our software anytime, anywhere to conduct risk ratings using our proven expert judgment-based scorecards. Here’s how it works:

Input Financial Data

Input client financial data to begin the risk rating process. An initial rating is calculated based on financial and non-financial attributes provided.

Review Results

Review the recommended risk rating result and approve or override the rating.

Report on Portfolio Quality & Concentration

Generate reports at the individual client or overall portfolio level to quickly examine ratings concentration and migration over time, as well as download data to use in your own reporting environment.

Report on Portfolio Quality & Concentration 

Generate reports at the individual client or overall portfolio level to quickly examine ratings concentration and migration over time, as well as download data to use in your own reporting environment

Download the Portfolio Concentration - Risk Report

MARIJUANA MANIA

NOVEMBER

5

November 5, 2019

By 2024, the cannabis industry is predicted to reach $40 billion annually. Clearly this industry could boost bank profits.

Speaker: Stanley Jutkowitz, Senior Counsel, Seyfarth Shaw
Purchase the webinar recording

CLIMATE CHANGE MANAGEMENT

NOVEMBER

19

November 19, 2019

Climate change presents both physical and transitional risks to the assets financed by your financial institution. 

Speakers: Lora Phillips, VP, Corporate Social Responsibility, PNC; Gary Way, SVP of Credit Strategy and C&I Portfolio Management, PNC; Chris Lafakis, Director, Moody’s Analytics
Register Today

Powered by ACTICO Platform Technology

RMA partnered with ACTICO to develop the software and deliver a scalable, standardized solution for RMA members’ most significant risk rating challenges. Benefits include:

  1. Automated risk rating using RMA-developed scorecards
    • Choose the right scorecard for your client, input their financial data, then let the platform do the work for you!
  2. Intuitive user interface
    • Get up to speed quickly and start realizing the value of your investment with the platform’s intuitive user interface and workflows
  3. Cloud-based solution if you need it
    • Enjoy easy web-based access to the solution anytime, anywhere with no installation and minimal integration required
  4. Integrated with your spreading solutions
    • Eliminate wasted time and duplicate entry by connecting your statement spreading solution to RMA Dual Risk Rating
  5. On-demand reporting & analytics
    • Run reports on specific clients and the entire portfolio to better manage credit quality
  6. Increased rating & reporting transparency
    • Document the factors that went into existing ratings and stay organized with a complete up-to-date history of ratings all in one place

NOW INTEGRATED WITH FINASTRA’S FUSION CREDITQUEST PLATFORM

RMA Dual Risk Rating scorecards are now configured with Fusion CreditQuest, a credit risk management system, by Finastra.

With the latest partnership, RMA’s peer-reviewed credit scoring framework is now available to more credit rating managers.

In a nutshell, the rating methodology includes:

  • Borrower scale: 14-point scale from Prime to Loss
  • Facility scale: 10-point scale calculated as total outstanding balance/sum discounted collateral

EXPLORE OUR FLEXIBLE DEPLOYMENT OPTIONS

Whether it’s deployed on its own as standalone risk rating software or seamlessly integrated with your commercial loan origination system (LOS), RMA Dual Risk Rating is designed to fit perfectly into your preferred risk rating workflow. Read the blog to learn more about our flexible deployment options:

Read Blog

High Net Worth Individual 

This scorecard should be used when an individual or family is providing substantial support to a project or company. Risk categories include coverage, liquidity, leverage, and borrower characteristics. 

SEE RMA DUAL RISK RATING IN ACTION

Public Debt Rated Companies

This scorecard can be used for participations or direct loans to companies that have a debt rating from the major agencies. The advantages of using this scorecard include consistency and transparency with risk rating across the commercial portfolio. 

Ready to see our dual risk rating software in action? Fill out the form to schedule a demo and we’ll be in touch shortly.

Schedule Demo

General

This scorecard is a template that includes the same struture as the other scorecards, but allows for evaluating credits not well-served by the other scorecards. For example, if there was an agriculture credit, and RMA doesn't yet have that scorecard, the bank would document the risk rating in this general scorecard. Inputs and risk rating are stored, and can be part of the portfolio reporting.

Facility

This scorecard is used to evaluate the collateral coverage for each loan. Multiple sources of collateral of any type can be used. The scorecard will discount the collateral value based on generally acceptable discount rates, and then compare total collateral to outstanding balance.

© The Risk Management Association 2020