SCORECARDS

Fees for each selected webinar:

RMA Associates: $170 
Nonassociates from Member Institutions/Professional Members: $180
Nonmembers: $230

Multiple listeners permitted free in the same room. Include as many as can fit in your conference room.  

Register for two or more webinars.

20% 

DISCOUNT

Use Promo Code: RRWS20

Why are banks moving to our Model Validation Consortium?

Cost Effective

The use of technology, similarities among models, and a large portfolio will allow the RMA MVC to improve your validation efficiency from a cost, timing, and quality perspective.

Built by bankers

RMA is a member association of bankers advancing sound risk management, and we have a deep pool of model risk management experts that will ensure the quality of product meets or exceeds regulatory guidelines.

Proportionality

Validations and risk advice are scaled to meet regulatory guidelines while considering the size and risk profile of the bank and their models.

Thought Leadership

Peer-sharing, practice studies, and surveys will provide valuable information to MVC members focused on their size and risk profile to inform and guide your model development, model validation, and overall model risk management practices at your institution.

RMA is pleased to introduce a new webinar series addressing the top challenges facing the financial services industry and providing practical solutions to allow your institution to thrive. Created by risk professionals for risk professionals, this new resource continues RMA’s mission of helping your institution manage emerging risks in an increasingly complex market. The webinar series will feature two 1-hour webinars every first and third Tuesday of the month on a variety of current topics. Because of the timely nature of this series and our desire to bring you the most relevant content, the additional webinars will be announced at a later date.

Purchase all remaining live webinars in the series as a package.
Recordings of the webinars can be purchased below as they become available after their air date.

Purchase Full Series
Register for two or more webinars.

20% 

DISCOUNT

Use Promo Code: RRWS20
The dual risk rating tool is currently comprised of seven scorecards and one facility scorecard. We will continue to add scorecards on an on-going basis.

CRE – Income Producing 

This scorecard is for commercial or multifamily projects that are built and leased out. Most banks have commercial lending in their portfolio. Risk categories include leverage, borrower strength, asset quality and market risk.

CRE – Construction 

This scorecard is for commercial real estate projects still under construction. Risk categories include leverage, borrower strength, refinance risk, asset quality, and market risk. 

C&I - Commercial & Industrial

This scorecard is for any type of operating company in any industry. Most banks lend to operating companies, and will find this scorecard useful. Risk categories include coverage, liquidity, leverage, industry, and company. 

MARIJUANA MANIA

NOVEMBER

5

November 5, 2019

By 2024, the cannabis industry is predicted to reach $40 billion annually. Clearly this industry could boost bank profits.

Speaker: Stanley Jutkowitz, Senior Counsel, Seyfarth Shaw
Purchase the webinar recording

CLIMATE CHANGE MANAGEMENT

NOVEMBER

19

November 19, 2019

Climate change presents both physical and transitional risks to the assets financed by your financial institution. 

Speakers: Lora Phillips, VP, Corporate Social Responsibility, PNC; Gary Way, SVP of Credit Strategy and C&I Portfolio Management, PNC; Chris Lafakis, Director, Moody’s Analytics
Register Today

Small Business 

This scorecard can be used for U.S. Small Business Administration (SBA) 7(a) loans and other loans primarily based on a small business credit score.

High Net Worth Individual 

This scorecard should be used when an individual or family is providing substantial support to a project or company. Risk categories include coverage, liquidity, leverage, and borrower characteristics. 

Public Debt Rated Companies

This scorecard can be used for participations or direct loans to companies that have a debt rating from the major agencies. The advantages of using this scorecard include consistency and transparency with risk rating across the commercial portfolio. 

Small Business 

This scorecard can be used for U.S. Small Business Administration (SBA) 7(a) loans and other loans primarily based on a small business credit score.

Public Debt Rated Companies

This scorecard can be used for participations or direct loans to companies that have a debt rating from the major agencies. The advantages of using this scorecard include consistency and transparency with risk rating across the commercial portfolio. 

General

This scorecard is a template that includes the same structure as the other scorecards, but allows for evaluating credits not well-served by the other scorecards. For example, if there was an agriculture credit, and RMA doesn't yet have that scorecard, the bank would document the risk rating in this general scorecard. Inputs and risk rating are stored, and can be part of the portfolio reporting.

General

This scorecard is a template that includes the same structure as the other scorecards, but allows for evaluating credits not well-served by the other scorecards. For example, if there was an agriculture credit, and RMA doesn't yet have that scorecard, the bank would document the risk rating in this general scorecard. Inputs and risk rating are stored, and can be part of the portfolio reporting.

Facility

This scorecard is used to evaluate the collateral coverage for each loan. Multiple sources of collateral of any type can be used. The scorecard will discount the collateral value based on generally acceptable discount rates, and then compare total collateral to outstanding balance.

© The Risk Management Association 2020