Frequently Asked Questions

RMA is pleased to introduce a new webinar series addressing the top challenges facing the financial services industry and providing practical solutions to allow your institution to thrive. Created by risk professionals for risk professionals, this new resource continues RMA’s mission of helping your institution manage emerging risks in an increasingly complex market. The webinar series will feature two 1-hour webinars every first and third Tuesday of the month on a variety of current topics. Because of the timely nature of this series and our desire to bring you the most relevant content, the additional webinars will be announced at a later date.

Purchase all remaining live webinars in the series as a package.
Recordings of the webinars can be purchased below as they become available after their air date.

Purchase Full Series
Register for two or more webinars.

20% 

DISCOUNT

Use Promo Code: RRWS20

MARIJUANA MANIA

NOVEMBER

5

November 5, 2019

By 2024, the cannabis industry is predicted to reach $40 billion annually. Clearly this industry could boost bank profits.

Speaker: Stanley Jutkowitz, Senior Counsel, Seyfarth Shaw
Purchase the webinar recording

CLIMATE CHANGE MANAGEMENT

NOVEMBER

19

November 19, 2019

Climate change presents both physical and transitional risks to the assets financed by your financial institution. 

Speakers: Lora Phillips, VP, Corporate Social Responsibility, PNC; Gary Way, SVP of Credit Strategy and C&I Portfolio Management, PNC; Chris Lafakis, Director, Moody’s Analytics
Register Today

About RMA's Dual Risk Ratings

What is the dual risk rating solution?

The scorecards represent an industry consensus approach to evaluating credit risk based on loan type.

How do you define your risk ratings?

The risk rating is interpreted as a point-in-time estimation of rank-ordered credit risk.

Why would I need a dual risk rating tool?

The best uses for a dual risk rating tool are to perform risk-based pricing, assess risk at the point of loan origination, perform periodic reviews of your loan portfolio, or enhance your loan portfolio reporting.

I've heard dual risk rating tools are expensive - is this one similar?

Until now, adopting a dual risk rating tool has been cost prohibitive for many banks. Hence why RMA has decided to bring to market a cost-effective dual risk rating product for any bank to implement. Contact us to discuss pricing and implementation options today!

What is the difference between single risk rating and dual risk rating?

A single risk rating tool uses one rating scale to determine the level of risk of a loan. A dual risk rating tool combines two scales (borrower rating and facility rating) into a matrix, to provide better information to lenders when assessing the risk of a loan.

What differentiates RMA's product from others?

We are so glad you asked! First, we are affordable - one annual subscription that is far less than alternatives in the market. Second, our tool was built BY bankers FOR bankers. Third, we offer flexible deployment options - via a web platform hosted by RMA or you can integrate into your third-party software. Finally, our tool provides visibility, including complete portfolio reports on risk concentrations and the ability to benchmark with other banks.

How do I know if a dual risk rating is right for me?

If you are a chief credit officer at a bank with a single risk rating system or basic (excel-based) dual risk rating system, and are looking to move to a dual risk rating system in the near-term, then this is the perfect tool for you! Regardless of asset size, we can help your bank implement this dual risk rating tool.

© The Risk Management Association 2020