Tips for Structuring Permanent Working Capital Loans

Get these helpful tips—gleaned from RMA's popular online course, Structuring Commercial Loans—today!

Banker contemplating due diligence

Permanent Working Captial 

Working capital refers to the layer of capital that is used exclusively for the day-to-day operations of the business. Permanent working capital (PWC) is the permanent layer of working capital that, month after month, year after year, never goes away. It should be regarded as part of the long-term capital structure of the company. Read this white paper for tips on how to structure a PWC loan.

Fill out the form below to get your free copy of Tips for Structuring Permanent Working Capital Loans.

You'll get tips on:

  • Identifying a borrower’s need.
  • Collateral considerations.
  • 5 different types of permanent working capital (PWC) loans.
  • Covenant considerations.
  • Monitoring PWC loans.
  • PWC loan risk.
  • Non-repayment risk.
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